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Experian: Credit Check reviews

Name: Credit Check
Rating: 3.99 (122 reviews)

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3.99

Based on 122 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

25%

Latest highest rating:

5

Experian help boost your credit rating by considerin... Experian help boost your credit rating by considering utilities, rent & direct debits as evidence that you can manage finances responsibly. They genui... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service and website are useless I had to call them twice to request my credit report. They don't value first contact resolution and they hand up as fast as they can without resolving... Read more Reviewed on: 18th February 2026

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About this product

We're building the biggest collection of Experian credit check reviews at Smart Money People. If you're looking for reviews of Experian's credit check service, or if you're an existing Experian customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

Experian Credit Check reviews (122)

Review of the Experian, Credit Check:

Credit Check

Easy to access credit report and check through the MSE credit club Reviewed on: 14th June 2021

Experian smart money

Let’s just say that that will flag your account for EVERYTHING! I use smart money banking and I have been inconvenienced for my own money for days!! You only get 5 atm transactions a month no matter the amount! So yeah no money for the duration aside for card swipes and possibly a transfer to your traditional bank that isn’t instant … I’m so irritated by this. The customer service sucks! I’m just disgusted for my few cents I definitely empathize with Wendy Williams and Brittany spears who goes through their finances being micromanaged!! Reviewed on: 7th May 2024

Thorough accurate credit check service

Great way to keep track of your credit that is cheap yet thorough Reviewed on: 10th April 2024

Very good, updates me when things changes and remind...

Very good, updates me when things changes and reminds me Reviewed on: 4th April 2024

Their service has always seemed to be quite accurate.

Their service has always seemed to be quite accurate. We use them when securing our first mortgage and were satisfied. Reviewed on: 2nd April 2024

Experianstay away customer service is the worst ever.

Experian customer service is the worst ever. They are rude, won’t listen to you, no help at all. Major debit card issues The debit card doesn’t work everywhere. Reviewed on: 1st February 2024

There are scammers!

There are scammers!!!!I don't have any car but insurance companys are checking something on me without my authorisation!!!Why you use it to drip off my scores ;!!! Avoid they rip you off! Reviewed on: 6th January 2024

Not able to setup recurring payments

I opened the Experian checking account thinking that it was a good idea. Come to find out you cannot set up recurring payments using checking account number at this time. Since this is the case I had to set up using my debit card which incurs a 7 fee each time. I believe since I was led to believe that I would be able to use my checking account number that I should be reimbursed for this charge. If I hadn't already set up my direct deposit from social security I would immediately close this account and go elsewhere. What a load of crap Reviewed on: 20th December 2023

No physical check deposits

The credit boosting is m good and all but this product does not allow you to deposit digital checks nor does it have a savings account. It works great as a bill paying piggy bank. Aside from that it still has much room for improvement. Reviewed on: 18th December 2023

Mr kishore

Experian is very good for scoring Coustmer credit checks and a good accuracy the points Reviewed on: 31st July 2023

Experian

A very good service. which I recommend to others. Thank you Reviewed on: 18th June 2023

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