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first direct: Current Account reviews

4.63
Based on 1,242 reviews, last reviewed 24th Dec 2024
42% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Very happy and wouldn’t switch I have a joint current account with First Direct and have been very happy with it. We initially got a switching offer to open the account but I wouldn... Read more Reviewed on: 6th December 2024
Gwen S's avatar
Gwen S

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1242)

Excellent customer service

5
I get an answer within seconds whenever I call them, they are polite and easy to understand on the phone. As soon as they detect suspicious activity they contact quickly to check it. I find the online and App easy to work and very smooth running. I have been a customer for 18 years and have never had a problem. Reviewed on: 25th November 2015

great customer service

5
i switched to first direct in october 2015 and received excellent customer service - much preferred to my previous bank Reviewed on: 24th November 2015

Modern hi-tech no frills banking service

5
I have been with first direct for about 7 years having had AWFUL experience with other high street banks. I do most of my banking on the really easy to use app but always love the customer service when I phone them. I have opted for a text message update every day so that I can isntantly see what my balance is, what debits have come out and (hopefully not though!) detect fraud. I am confident that if an error was made, first direct would do their upmost to sort it out. I am a very happy customer. Reviewed on: 24th November 2015

Faultless friendly service

5
I've been a customer for around 20 years. First Direct's service is faultless. Great products, great service and you deal with real people who have personalities! If only everywhere offered a service as good. Reviewed on: 22nd November 2015

Personable bank with amazing customer service

5
All of the customer service staff on the phones are exceptional and always help you without being overly corporate. The last time I spoke to them they helped me move away from an overdraft and into credit, and working with a bank account that works for both me and the bank! Reviewed on: 22nd November 2015

Brilliant bank

5
It's great getting through to a real person straightaway on the phone. First Direct have been great from second I switched to them, their customer service reps are very friendly and helpful. I haven't encountered a single problem with them yet. Reviewed on: 20th November 2015

Best bank around

5
Always friendly and helpful. Leading the way always Reviewed on: 20th November 2015

Fabulous bank

5
I needed to ring them to get their phone app to work they were so helpful. I was in work so didn't have my bank account card to hand, they rang me back on my mobile which was registered to the account and sorted it all out. The call was answered quickly with minimal fuss, my old bank I'd be on the phone for ages pressing various numbers to get to the right department. The account is operated online or by phone only, but I never go to a branch so it suits me. The account also boasts an interest free overdraft up to £500 which really helps on the odd occasion. In all I am really impressed Reviewed on: 20th November 2015

Quite simply, they get it right

5
They provide everything I want from a current account. It is run efficiently, there are no data security problems, I can control every little thing online, and my finances run smoothly and easily. Reviewed on: 20th November 2015

GREAT BANK

5
Can do pretty much everything online or over phone, great customer service, no talking to robots Reviewed on: 20th November 2015

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