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first direct: Current Account reviews

4.69
Based on 1,355 reviews, last reviewed 21st Jun 2025
46% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Great bank! Great customer service, 24 hours a day, any issues are always dealt with promptly. Would be good if the current account paid interest as well. Reviewed on: 21st June 2025
Deborah H's avatar
Deborah H

Latest lowest rating:

1

Rejected for being unemployed Applied for current account for the £175 switching bonus - application rejected because I am unemployed - disgusting! Reviewed on: 23rd April 2025
James's avatar
James

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first direct Current Account reviews (1355)

Great current account, helpful customer service and...

5
Great current account, helpful customer service and good attached savings account Reviewed on: 11th March 2024

First Direct: Great Service with Modern App

5
First Direct bank offers a standout customer service experience, setting a high standard in the industry. Their dedication to customer satisfaction shines through, making interactions smooth and efficient. The bank's mobile app boasts an array of useful features, enhancing convenience for users. However, the absence of interest on current accounts might deter some, though this caveat is transparently communicated beforehand. Despite this drawback, First Direct remains a solid choice for those prioritising customer service when you really need it and modern banking conveniences including £250 0% overdraft. In a financial landscape crowded with options, First Direct manages to stand out, thanks to its commitment to great customer service. Reviewed on: 11th March 2024

Excellent on line and telephone service; everything...

5
Excellent on line and telephone service; everything clearly explained, friendly helpful UK based staff available 24 hours, great regular savings account for customers Reviewed on: 11th March 2024

good app, easy to use, no fuss customer service

5
good app, easy to use, no fuss customer service Reviewed on: 11th March 2024

Loyal Customer

5
I have been a First Direct Customer for many years and remain impressed by the excellent service they provide, both for telephone baking and online. The First Direct App is very simple to use and a very convenient way of banking. Being with this bank has saved me lots of time and effort over the last few years. I have recommended First Direct to friends and family on many occasions. Reviewed on: 7th March 2024

Excellent current account.

5
Excellent current account, offers all the services and products I need. Reviewed on: 29th February 2024

Responsive to customer need.

5
Responsive to customer need. Efficient web based service Reviewed on: 29th February 2024

Best online bank.

5
Best online bank. Website super friendly, free overdraft and linked regular saver with one of the highest interest rates on the market at 7% Reviewed on: 28th February 2024

Customer service is brilliant as is their app.

5
Customer service is brilliant as is their app. Reviewed on: 26th February 2024

Best Bank

5
I have been with First Direct since it opened. Excellent bank, 24hrs 7 days a week.- always avaialble. Reviewed on: 26th February 2024

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