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first direct: Current Account reviews

4.64
Based on 1,248 reviews, last reviewed 5th Feb 2025
8% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Brilliant bank been with them since midland bank end... Brilliant bank been with them since midland bank ended- fabulous service and great app Reviewed on: 5th February 2025
Denise H's avatar
Denise H

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1248)

Simple accessible banking

5
Friendly quick customer service. Simple non-nonsense products. What's not to like? Reviewed on: 13th February 2022

All banks should be like FD

5
Have banked with FD from its inception, and have never experienced any problems, always there too help in a very friendly & courteous manner 24/7. No menu too wade through, a human being answers the phone promptly. And their online banking is spot on. Reviewed on: 11th February 2022

Retail Banking At It's Best

5
After banking with other retail banks, let's say our expectations were not high! We opened a joint account and were pleasantly surprised by First Direct's excellent banking service. We have been customers for 7 years now and have no wish to move anywhere else. Excellent customer service, by humans who answer within 3 rings, excellent banking products and an on-line banking service that is completely stress free and a joy to use. It's the gold standard other banks should take note of. Reviewed on: 10th February 2022

Excellent Service

5
We have banked with first direct for many years and are extremely satisfied customers Reviewed on: 5th February 2022

Brilliant

5
FD is available, approachable, efficient, polite and safe. Reviewed on: 29th January 2022

1st Direct review

4
Easy online banking, great telephone support. Reviewed on: 29th January 2022

Good Customer Service

5
Have always found the UK-based customer service staff I've contacted by 'phone to be friendly, helpful and knowledgeable. Am a satisfied customer of over 15 years with FD and will remain with them for the foreseeable future. Reviewed on: 29th January 2022

No nonsense

5
I have banked with first direct for over 20 years. No hassle. Easy to get hold of. Great app. Reviewed on: 29th January 2022

Easy to use app

5
Always a quick answer if any problems encountered Reviewed on: 27th January 2022

how banking should be

5
First Direct's customer service leaves other banks in its wake. Whether you call or use the messaging feature, service is always swift, knowledgeable and hassle free. Reviewed on: 22nd January 2022

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