Smart Money People Logo
Share this page
Link copied

first direct: Current Account reviews

View other first direct products
4.64
Based on 1,248 reviews, last reviewed 5th Feb 2025
8% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Brilliant bank been with them since midland bank end... Brilliant bank been with them since midland bank ended- fabulous service and great app Reviewed on: 5th February 2025
Denise H's avatar
Denise H

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane
Read all reviews Write a review

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

Review first direct: Current Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

first direct Current Account reviews (1248)

Easy to use, Recommended!

5
I switched current accounts from HSBC last year. The transaction process was really smooth and First Direct were available to contact for help and advice every step of the way. The communications are great. I could speak to someone whenever I wanted, however I wanted. The online banking is so simple and easy to use and I love that I can just pay money into my post office that is 1 minute's walk rather than have to go into town for a branch. So far I am really impressed by first direct's services and I would definitely recommend them to anyone! Reviewed on: 5th January 2022
Nina Motylinski-Davies's avatar
Nina Motylinski-Davies

Easy Banking

5
Great call centre, great app. Couldn’t want for anything more for all my banking and saving needs. Reviewed on: 5th January 2022
Emma Smith's avatar
Emma Smith

Cheaters

1
I was cheated by first direct. They promised me 125 for joining them. However they have never given my this money. Don't believe them!!! first direct Reviewed on: 23rd December 2021
Anna Szymanek's avatar
Anna Szymanek

Rude and incompetent staff.

1
Had a joint bank account with FD a couple of years ago. We closed it not long after opening it as one day, during a phone call to the bank I was asked for one of many pass codes / pass words / memorable places etc for a fairly simple request. Fine .... I understand their security is for my benefit, but the problem started when the person I spoke to realised that my Wife was in the same room and had heard me answering the security questions. He immediately froze our JOINT account!!! Long story short; he wouldn't un-freeze it and it took a lot of effort from us to get it active again. No apology at all from FD, even when I complained. The account was closed in protest and the credit balance transferred to a decent bank. Since then, I have had multiple letters and statements from FD as there is 13p credit on the account for some reason? I have contacted FD several times by letter and phone calls, to tell them that the account was closed two years ago and to stop sending letters to our old address as we have moved from there's twice since and it's getting a bit annoying for the current owner, to send post on to us! Today (25/11/21) they have sent yet ANOTHER bank statement to that same address, but at least this time it does say account closed! Still sent it to the wrong address though. WHAT A BUNCH OF USELESS NUMPTIES!! Reviewed on: 25th November 2021
NOT happy!'s avatar
NOT happy!

Appalling Customer Service

1
I was a loyal customer of FD for over 30 years but recently received the most appalling customer service and sadly have moved banks. Their people first and continous PR about excellent customer service are just empty words and promises. Just treated like a number and FD didn't even say they were sorry to see me go after 30 years. Clearly loyal customers mean nothing to them. Reviewed on: 8th November 2021
Alyson Finn 's avatar
Alyson Finn

The Most Efficient Company

5
I've been with First Direct for many years and have never had a bad word to say about them. Their customer service is second to none. Absolutely fantastic in all respects Reviewed on: 27th September 2021
Kevin Berry's avatar
Kevin Berry

14 plus years

5
Simply Excellent banking. Long term customer. Had multiple interactions. Always available, nice staff and never an issue. Reviewed on: 9th August 2021
Ross's avatar
Ross

Trusted banking

5
I have been with this bank for many years. Consistently voted for excellent customer services, I have no problems in agreeing with that Reviewed on: 4th August 2021
Tony Almond's avatar
Tony Almond

Great bank destroyed

1
I have banked with them from the start and they were excellent. They now have a new boss and customer service is appalling. Long waits to speak to someone who then does nothing to resolve problem. They want to compete with new internet banks but their IT is not good enough. They no longer want to speak to customers because it is too expensive but that is what made them so good. Reviewed on: 31st July 2021
Tony Harrie's avatar
Tony Harrie

easy to access phone or on line

5
easy to access by phone or on line Reviewed on: 29th July 2021
A Chiver's avatar
A Chiver

Review first direct: Current Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill