Write a review

Newsletter

Go to business site

first direct: Regular saver reviews

Name: Regular saver
Rating: 4.77 (150 reviews)

View other first direct products

4.77

Based on 150 reviews, last reviewed 20th Aug 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Great for building savings This is a good product for building savings and getting into the habit of putting money aside each month. Just make sure you understand the terms and ... Read more Reviewed on: 20th August 2026

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

Read all reviews See your review

About this product

With the first direct regular saver account, you can save between £25 and £300 per month up to £3,600 per year.

The first direct regular saver is available to first direct 1st Account customers. Interest is calculated daily and paid after 12 months. You can apply in just a few minutes via the first direct app or online bank.

first direct regular saver reviews help you find out what it’s like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Regular saver reviews (150)

Review of the first direct, Regular saver:

VERY GOOD CUSTOMER SERVICE

top bank, great AER, highest interest rate and also love the app simple and highly secure! Reviewed on: 28th November 2018

I take part in banking bribes but have stopped simpl...

I take part in banking bribes but have stopped simply because having had a First Direct account many years ago, I actually found them efficient, offering the best interest accounts and more as against the banks that I regularly moved to. I’m staying with them now until such time I feel it’s time to move, but I don’t think that will ever happen. Reviewed on: 2nd April 2025

Super interest rate, best on the market

Super interest rate, best on the market Reviewed on: 18th March 2025

Brilliant regular saver - 7% and very flexible

Brilliant regular saver - 7% APR which is great and option to save up to £300 per month with flexibility to change payments. So easy to set up and use on the App, very straightforward. Wish I had done this sooner! Reviewed on: 16th March 2025

Excellent product which is simple to understand.

Excellent product which is simple to understand. Reviewed on: 28th February 2025

Easy set up for great interest.

So easy to set up, including the current account if you don't have one already. Transferring money over was easy and seamless, I know when I need to wire over for each months transfer and look forward tonseeing the interest at the end of the year! Reviewed on: 27th February 2025

Simply the best!

One of the best saver rates on this account Reviewed on: 26th February 2025

Their Regular Saver account pays a massive 7% intere...

Their Regular Saver account pays a massive 7% interest, customer services are so helpful and nothing is too much trouble. I've been with several high street banks over the years and First Direct are way out in front. Reviewed on: 26th February 2025

The regular saver is really easy to use and gives a...

The regular saver is really easy to use and gives a good rate. Its a product I use again and again Reviewed on: 24th May 2024

Lack of customer service

I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every month by direct debit from my First Direct account. So far so good. Afer a few months I received a message that my First Direct account was overdrawn. I called customer service and was told that the £300 had been taken from my First Direct account for that month and my First Direct account was now overdrawn - by a couple of pounds only. Customer Service refused to waive the overdrawn penalties. He could not explain why they had transferred the £300 to my saver account if there was insufficient funds in my main account- and why they had not informed me beforehand. I would have gladly desposited the few pounds. One would think that they would be keen to retain me a customer after paying the switch bonus.. But obviously not. Terrible uncaring service. I closed both accounts immediately. Reviewed on: 2nd May 2024

Best interest rate

Great interest rate, easy to use, great customer service, easy to set up, rewards customer loyalty, can't fault it really. Reviewed on: 14th April 2024

Do you have a different first direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Hanley Economic Building Society 4.69 from 599 reviews
Savings
from OakNorth 4.87 from 760 reviews
Easy access savings (discontinued)
from Quilter Invest (formerly NuWealth) 4.61 from 220 reviews

Want to see more from first direct?

Current account
from first direct 4.69 from 1496 reviews
Bonus Saving Account
from first direct 4.68 from 59 reviews
Fixed Rate Mortgage
from first direct 4.64 from 45 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub