Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,247 reviews, last reviewed 14th May 2026
30900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful from start to finish Very helpful from start to finish Reviewed on: 14th May 2026
Keith Fitzpatrick 's avatar
Keith Fitzpatrick

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7247)

We're very helpful and helped me find the right moto...

5
We're very helpful and helped me find the right motorcycle Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Everytime I have had to call the custermor service i...

5
Everytime I have had to call the custermor service is phenomenal absolutely amazing I highly recommend these to anyone looking for finance Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Dev! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Was good from start to finish, communication was great

5
Was good from start to finish, communication was great Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Dominique! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Bangtidy

5
Excellent customer service , always helpful Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Richard! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Great Service!

5
First response has been great. They went through all questions with me for my car finance and I now have my car thanks to them. They've been great help when I've had issues with the company I bought that car from too. Not too long a wait to get through to customer service and the customer service advisors. Make sure you are happy with the outcome of your call before finishing. Thank you! Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Nic! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very flexible, easy to apply and very friendly custo...

4
Very flexible, easy to apply and very friendly customer services. You can pay however much before hand and also the website is very easy to navigate. Reviewed on: 1st May 2025
Reply from First Response Finance Thank you Zsofia for the four-star review! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Good finance company well look after

5
Good finance company well look after Reviewed on: 1st May 2025
Reply from First Response Finance Thank you Christopher for the five-star review! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy as 1,2,3

5
They made the process so easy and were in contact every step of the way Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Sallie! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy finance

5
Straightforward, easy to arrange finance, very helpful Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Darren! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

I've been with First Response for only a year but so...

5
I've been with First Response for only a year but so far I've had no issues. Their process to sign up and get approval etc is very straight forward, quick and simple. Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Robert! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review