Paid advertisement
Smart Money People Logo

First Response Finance: Car finance reviews

4.88
Based on 7,252 reviews, last reviewed 21st May 2026
31400% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a lovely company to work with, always there w... Always a lovely company to work with, always there when I need support and would highly recommend to anyone with poor credit that needs that extra bit... Read more Reviewed on: 21st May 2026
m E's avatar
m E

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7252)

This was my 1st time getting a car on finance and I...

5
This was my 1st time getting a car on finance and I was very pleased with the help and kindness I received Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Stacey! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

If I’ve ever had a query it’s been dealt with quickl...

5
If I’ve ever had a query it’s been dealt with quickly and professionally with no hassle. Always happy to help no matter who you speak to. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Jen! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

Nice and easy to apply , easy got money, recommend...

5
Nice and easy to apply , easy got money, recommend Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Akim! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

Great company

5
Great company easy to deal with Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Michael! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

I've bin a customer for many years now and very help...

5
I've bin a customer for many years now and very helpful Reviewed on: 28th April 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours Mark! We hope you're happy with your vehicle. Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

I am on my second car financed through first respons...

5
I am on my second car financed through first response and my son is on his first and they have been excellent from start to finish with both us ,infact my son went with them because of my referral. Even helped me out when I had a issue with the first car I bought and the garage . Brilliant customer service which actually listen to you and speak to you as a person not just a credit report. Reviewed on: 28th April 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours David! We hope you're happy with your vehicle. Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

Bad credit

5
Have bad credit only company that would deal with me Reviewed on: 28th April 2025
Reply from First Response Finance Thank you Graeme for the five-star review! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

Great service talked all the way through and was all...

5
Great service talked all the way through and was all done in a great time frame Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Nicola! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

They were quick and easy process no stress or hassle...

5
They were quick and easy process no stress or hassle Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Helen! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

An all round satisfactory experience.

5
An all round satisfactory experience. Website straight forward,, informative, and easy to navigate. The follow up discussion by telephone was professional, friendly and well conducted. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Adrian! Response date: 30th April 2025
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review