Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (8001 reviews)

View other First Response Finance products

4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

They are patient and very professional.

They are patient and very professional. Perfect Reviewed on: 9th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 10th June 2026

Fanastic company.

Fanastic company. I had a non fault car accident that meant my previous financed car was written off. I was in desperate need of a new car and I was not being accepted for finance from anyone. After hours of calling different company's and on the verge of giving up and losing hope, a lovely gentleman from First Response Finance called me explaining they are a direct lender and look past credit score and instead personal circumstances. He looked at my credit file and could see I always paid my previous finance lender on time and I explained my situation. He went through affordability and confirmed they could offer me up to £9k for a car. I was over the moon! He was Honeslty so understanding and kind. Right when I thought I'd be without a car, I got my DREAM car! First response gave me car dealership details of who they work alongside. So I compared options of cars for a few days and I chose my car! first response did a payout to the dealership and it was done! Honestly such an easy, smooth process. Amazing company. Reviewed on: 9th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 10th June 2026

Easy friendly and straightforward

Easy friendly and straightforward Reviewed on: 9th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 10th June 2026

They lend me money to get car for myself, thank...

They lend me money to get car for myself, thank you Reviewed on: 9th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026

Just one phone call and it was all sorted out and in...

Just one phone call and it was all sorted out and in no time I was on the road thanks to first response Reviewed on: 9th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026

Very helpful and quick response time

Very helpful and quick to come back to you when you request a call Reviewed on: 9th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026

First Response helped me every step of the way to fi...

First Response helped me every step of the way to financing my new vehicle at a plan I could afford, the customer service is excellent and every person I’ve spoken to has been very helpful and friendly. Reviewed on: 9th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026

Detailed First Response Finance

First Response Finance sorted out every details needed for me to make the right car checks and explained every process in detail. Reviewed on: 9th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026

Very good start always

Very good communication always helpful Reviewed on: 8th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026

1st car finance for me and was approved in minutes f...

1st car finance for me and was approved in minutes for more than what I was expecting! Reviewed on: 8th June 2026

Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026

Alternative products

Car Finance
from Black Horse 2.46 from 33 reviews
Car finance
from Zuto 4.65 from 307 reviews
Car finance
from Moneybarn 4.75 from 4082 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

First Response Finance: Car finance reviews

151% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Best car finance provider 2025

First Response Finance Car finance reviews (8001)

I have used first response for years,no hassle and e...

They are patient and very professional.

Fanastic company.

Easy friendly and straightforward

They lend me money to get car for myself, thank...

Just one phone call and it was all sorted out and in...

Very helpful and quick response time

First Response helped me every step of the way to fi...

Detailed First Response Finance

Very good start always

1st car finance for me and was approved in minutes f...

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024