Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7989 reviews)

View other First Response Finance products

4.87

Based on 7,989 reviews, last reviewed 16th Jul 2026

33933% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Very easy to deal with was set up within hours

Very easy to deal with was set up within hours Reviewed on: 25th April 2024

I’ve got my car loan approved very quickly no issues...

I’ve got my car loan approved very quickly no issues with the company at all. I wish APR was a little bit lower Reviewed on: 25th April 2024

My finance

My finance which was for a motorcycle was quick and easy to set up . Finalised with no hassle. Reviewed on: 25th April 2024

Great service

Great service and was able to get the best deal. Reviewed on: 25th April 2024

Really good would recommend too anyone.

Really good would recommend too anyone.. Reviewed on: 25th April 2024

We were recommended by a car dealer as we were strug...

We were recommended by a car dealer as we were struggling to find finance. We applied and we’re excepted all within a few hours and the dealer was paid in a matter of hours also and the people we dealt with were friendly and helpful. Reviewed on: 25th April 2024

I’ve only been a customer for a short time but it ha...

I’ve only been a customer for a short time but it has been a very positive experience from the very beginning and very informative and helpful, so thank you Reviewed on: 25th April 2024

Fast decision and very reasonable rate

Fast decision and very reasonable rate Reviewed on: 25th April 2024

A helpful experience when others failed

A helpful experience when others failed Reviewed on: 25th April 2024

I’ve had a number of vehicles including motorcycles...

I’ve had a number of vehicles including motorcycles through first response finance the process from start to finish is easy as A B C although they are a sub prime lender their rates are based around your budget and affordability you choose a weekly or monthly payment which is within your budget they tell you an amount of funds available then you choose a vehicle from virtually any dealer they then talk you through the process and pay your chosen dealer for the vehicle once you are satisfied with the vehicle I can recommend them to anyone they are without a doubt one of the best if not the best sub prime lenders in the industry Reviewed on: 25th April 2024

Alternative products

Car Finance
from Arnold Clark 4.26 from 12 reviews
Car Finance
from Oodle Car Finance 2.26 from 41 reviews
Car finance
from Zopa 4.65 from 792 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub