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First Response Finance: Car finance reviews

4.88
Based on 7,969 reviews, last reviewed 10th Jul 2026
50050% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy helpful and car was sorted very quickly hi... Very easy helpful and car was sorted very quickly highly recommended Reviewed on: 10th July 2026
Andy M's avatar
Andy M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7970)

Great experience really help full

5
Great experience really help full Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! Response date: 5th June 2026
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First Response Finance

Honestly amazing!

5
Honestly amazing!, couldn’t recommend them enough, they help me so much and saw potential in me Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
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First Response Finance

Good so far never need to speak to them

5
Good so far never need to speak to them Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
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First Response Finance

Great company never had a problem would recommend

5
Great company never had a problem would recommend Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
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First Response Finance

They were helpful from the very beginning and helped...

5
They were helpful from the very beginning and helped when other providers wouldn’t Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
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First Response Finance

Fast and affordable credit I highly recommend first...

5
Fast and affordable credit I highly recommend first response to anyone who may be looking into finance. They have been supportive from start to finish. It's very rare that you come across a company that makes a decision on your personal finances and not just your credit score! Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Everything is smooth, I will definitely recommend an...

5
Everything is smooth, I will definitely recommend and use again in the future Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Really Quick response ,great serrvices

5
Really Quick response ,great serrvices Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Very helpful staff Quick and easy if finalised and g...

5
Very helpful staff Quick and easy if finalised and get car Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

I would like to share my honest experience with Firs...

5
I would like to share my honest experience with First Response Car Finance, because I believe it deserves to be told. Like many people, I found myself in a situation where my credit score did not reflect who I truly am or my real ability to manage financial commitments. The credit scoring system, in my view, is a rigid and often unfair mechanism that fails to take into account the human story behind the numbers. What impressed me most about First Response Car Finance was precisely their ability to look beyond that score. From the very first conversation, I felt genuinely listened to. I explained my situation openly and honestly, including the difficulties I had faced, and they took the time to understand the full picture rather than simply running a number through a system and giving me an automatic rejection. They believed me. And that, in today's world of automated decisions and faceless processes, is not something to be taken for granted. The result was that they helped me achieve something that genuinely mattered to me — something I would describe as a personal dream. For that, I am truly grateful. If you are in a difficult financial situation and worried that no one will give you a fair chance, I would encourage you to speak to First Response Car Finance. In my experience, they treat people as people — and that makes all the difference. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 5th June 2026
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First Response Finance

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