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First Response Finance: Car finance reviews

4.88
Based on 7,970 reviews, last reviewed 10th Jul 2026
50100% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The whole process was quick and simple The whole process was quick and simple Reviewed on: 10th July 2026
Simon M's avatar
Simon M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7970)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

The process from start to finish on both occasions that I've used first response finance as been amazing.

5
The staff were very helpful and friendly, the customer service was excellent, I've had no negative response from the company even when due to technical issues with my wages from employer they were great with the potential late payment. Thus I would recommend them to any family or friends seeking finance for the purpose of buying a car. Reviewed on: 26th July 2022

Quick and easy to set up

5
Staff helpful no problems setting up finance at all Reviewed on: 25th July 2022

Straight forward process

5
Staff explained process of car finance in a matter that anyone could understand. I found process very straight forward and ever question I had was answered and explained well. Staff very friendly and professional. They did not bombard with with phone calls or emails and let me go at my pace. Would recommend as they were very helpful throughout the whole process. Reviewed on: 25th July 2022

Good company.

4
First response finance I have used twice now. When changing vehicle they made it clear and we're efficient at dealing with my queries and handling the change over of vehicle. Would recommend. Reviewed on: 25th July 2022

Highly recommended

4
Iv been with first response for over t years now had to lots of car finance with them an they have always been so helpful an understanding with cj aging dates around an helping out when in times of struggle, the staff over the fone are ways so helpful iv had a really good experience with them I will be staying woth them for future car finances. Reviewed on: 25th July 2022

1st class service

5
I have used them, a few times, always 1st class service, and always completed very quickly. Reviewed on: 25th July 2022

Very helpful

4
We got new finance with them last year and within 6months our car was written off by another party (not our fault). They insurance company from third party was taking a very long time (had courtesy car for 4moths) and first response finance where patient and understanding. Giving us courtesy phone calls and helping us every step of the way. Then once insurance paid out, they successfully and quickly helped us with new finance and getting a new car Reviewed on: 25th July 2022

Really really easy to deal with.

5
Fast & nice & also helpful to be able to speak with. Reviewed on: 25th July 2022

Consumer experience

5
Very efficient customer service Reviewed on: 25th July 2022

Satisfied

5
I was really pleased with the service I received it was second to none and so friendly and I could not ask for more thank you first response your brill Reviewed on: 25th July 2022