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First Response Finance: Car finance reviews

4.88
Based on 7,969 reviews, last reviewed 10th Jul 2026
50050% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy helpful and car was sorted very quickly hi... Very easy helpful and car was sorted very quickly highly recommended Reviewed on: 10th July 2026
Andy M's avatar
Andy M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7970)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Leap of faith!

5
I have a poor credit rating owing to financial issues following a relationship breakdown so, when my faithful old car finally gave up I was really concerned about obtaining car finance for a new one. Having been introduced to First Response by my car dealer, I was so impressed by the way in which they worked with the car dealer to assess my position and offer me a realistic affordable loan which enabled me to purchase my a beautiful, reliable low mileage cream mini. The process was so smooth, easy and speedy so I had no interruption to driving, which is a vital part of my work. I would highly recommend First Response to anyone. Reviewed on: 24th July 2022

The best

5
Fast and easy Everything was done by phone. Fast and easy process. Will see how my next 5 years with them will go. First experience - satisfaction! Reviewed on: 24th July 2022

Hassle free

5
Applied and confirmed the same day. Reviewed on: 24th July 2022

THE BEST

5
Helpful and understanding during good and especially in bad times. I was on reduced payments due to redundancy and covid on 2 /3 times they said ok.When working on minimum wages car needed major repair.Rang them about loan said yes money in bank next day.And when car was wrote off.worked with us quickly to get new family car.Infact got new car before hire was picked up.Excellent.And thank you again for help and service on my 3 agreements (cars) and 1(loan)) Reviewed on: 24th July 2022

First Response Finance are fantastic

5
This firm made my life so easy to set up my first ever finance on a vehicle. So easy I am looking to upgrade in the near future and I am 100% sticking by First Response. Reviewed on: 24th July 2022

Excellent!!!

5
First response finance are quite simply the best, I have now bought 2 cars through them and I will more than likely use them for when I upgrade my current car! Very good finance options available at a very competitive rate! Top marks all round! Reviewed on: 24th July 2022

fantastic company

5
been a customer 9 years and would not go anywere else for my car finance tip top for personal service and hospitality cant fault them. Reviewed on: 24th July 2022

Quick and friendly

5
had a problem with my previous car they helped me to solve the pb and to get a new on very quickly Reviewed on: 24th July 2022

Friendly and helpful

5
Friendly and helpful staff whole process was streets free highly recommend Reviewed on: 24th July 2022

Was a great experience I recommend to all family and friends

5
The team were really helpful and and the process was very quick staff are really efficient and so helpful Reviewed on: 24th July 2022