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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Brilliant service

5
Fast and simple great service with a friendly and efficient customer experience Reviewed on: 23rd July 2022

Amazing service

5
Great service very straight forward someone was always there to keep me write very helpfully would recommend them to all my friends and family Reviewed on: 23rd July 2022

Hassle free

5
No issue smooth transaction, deal sorted in less than 48 hours and drive away Reviewed on: 23rd July 2022

Friendly finance

5
Had wonderful experience with first response very friendly and helpful all was explained in layman's term so could fully understand what was needed and expected would have no hesitation in recommending this company to friends and family Reviewed on: 23rd July 2022

Above and beyond

5
Was with First Responce for many years before changing car and put with another provider. After numerous problems with that car I cancelled the agreement and managed to get back with First Responce who was happy to look what they could do to help me Reviewed on: 23rd July 2022

Amazing company Happy Customer

5
First response is a very helpful, understanding, friendly company always willing to help and advise as a long standing customer it is like dealing with family and close friends. Reviewed on: 23rd July 2022

Excellent service and aftercsre

5
Fantastic help and the support staff in my experience have also been fantastic where the dealership wouldn’t budge on a repair First Response got them to do it! Reviewed on: 23rd July 2022

Very happy customer

5
Excellent customer service and great communication Reviewed on: 23rd July 2022

Fantastic finance company.

5
First off they were very straightforward and explained everything to me. Very friendly to talk to about any problems. Scottish based call centre so you always have someone you understand to talk to. Message alerts about date changes ahead of time. I will definitely use this car finance company again I've had a brilliant experience with them. Reviewed on: 23rd July 2022

Great company

5
First response are a great company to deal with Reviewed on: 23rd July 2022