Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Very happy customer

5
Excellent customer service and great communication Reviewed on: 23rd July 2022

Fantastic finance company.

5
First off they were very straightforward and explained everything to me. Very friendly to talk to about any problems. Scottish based call centre so you always have someone you understand to talk to. Message alerts about date changes ahead of time. I will definitely use this car finance company again I've had a brilliant experience with them. Reviewed on: 23rd July 2022

Great company

5
First response are a great company to deal with Reviewed on: 23rd July 2022

Great company

5
I would highly recommend this company fantastic service excellent staff can't do enough for you Reviewed on: 23rd July 2022

Excellent service

5
I was put on to these guys by the garage who I got my car from. I've always had bad credit so didn't hold out much hope of getting any finance. I spoke with first response on the phone about my situation, and needless to say they couldn't help me enough. They talked me through my options and came to an affordable monthly payment plan. Nothing was too much trouble and communication was excellent through out the whole experience, from speaking to people on the phone to using the app, everything is spot on! Reviewed on: 23rd July 2022

Car finance

5
Very good costumer service,also everything is clear and easy understandable online. Reviewed on: 23rd July 2022

Great finance

5
Wouldn't have been able to get a car Reviewed on: 23rd July 2022

customer for years and never disappointed with service iv received

5
Great service always happy to help in any situation Reviewed on: 23rd July 2022

. Me and First Response at 77 years.

5
First Response made our purchase of a car on finance so easy and professional at 77 years of age. Reviewed on: 23rd July 2022

Motorcycle finance

5
First response, they were very easy to talk too, they guided me through everything I needed to do to ,for me too get my finance for my bike. They explain everything in detail. Brilliant company very patient . They get my vote, 100%. Thankyou Reviewed on: 23rd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review