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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Brilliant

5
Very helpful and friendly service Reviewed on: 23rd July 2022

Quick and easy

5
Found a car in morning. Done insurance quotes and others bits then called first response and had car on finance by early afternoon for pick up next day :) Reviewed on: 23rd July 2022

Outstanding

5
I was struggling to find a vehicle under the proper guidelines but they managed to help me out in my time of need and couldn't have asked for better service! Reviewed on: 23rd July 2022

Quick no fuss experience!

5
First response helped me obtain a great car at a very reasonable rate. It was my first experience of applying for Car Finance and although my credit score wasn't great, First response helped me to get a reliable car which was just what I needed at the time as I was about to go on Holiday that day and needed a reliable car. Customer service was really helpful and friendly and they talked me through everything to make sure that I understood the whole process. Couldn't be happier and would recommend to anyone! 5 star experience!!! Keep up the good work. Thanks!! Reviewed on: 23rd July 2022

FAST FAVOURED FINANCIAL FREEDOM

5
Four Stars & Four F ….’Fast Favoured Financial Freedom’ from a trusted Finance Lender, ‘Above & Beyond’ many of the other High Street Lenders when I needed a fast, considered, professional decision on a loan…. Highly Recommend for the first time in 45 years banking experiences…! Reviewed on: 23rd July 2022

Very friendly

5
Very good service and helpful advice and support Reviewed on: 23rd July 2022

Fantastic

5
Absolutely fabulous xxxxxxxxxxxxxxx Reviewed on: 23rd July 2022

Quick and easy

5
Helpful advisor's make this a quick and easy way to buy a car Reviewed on: 23rd July 2022

Very excellent service

5
Hi I was struggling to get finance for a luxury sports car due to difficult credit reports and after contacting First Response Finance within days finance was approved and I am now the proud owner of a luxury family car. Excellent service and quickly actioned. Thanks First Response Reviewed on: 23rd July 2022

Absolutely perfect first ever finance deal

5
Got my first ever finance car with them at 27 with a bad credit rating an was shocked how little I’m paying 100% recommended an will continue to recommend Reviewed on: 23rd July 2022