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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Rapid feedback

5
They helped me out to secure a motorcycle and would highly recommend them to anyone Reviewed on: 23rd July 2022

The best

5
I’m very happy with you and your price Reviewed on: 23rd July 2022

Exellent service

5
Very friendly staff and helpful and help you in any way they can Reviewed on: 23rd July 2022

Excellent service catering for individual needs

5
I’ve had 3 separate agreements with first response, they have always been extremely helpful and I felt each time I received a very personal service tailored to my needs. I can whole heartedly recommend first response after managing to improve my credit rating and rap-ore with the company over the course of the agreements either historic or current I am a very pleased customer Reviewed on: 23rd July 2022

Finance

5
Absolutely brilliant everything made easy from start to finish. Reviewed on: 23rd July 2022

The Best finance company in the uk

5
I tried for finance my credit rating was poor. no one would take me on , but with first response finance all they looked at was my ability to pay, once I gave them all the documentation they needed I got a decision the very same day. They make getting finance very simple, with an excellent team behind you. The bike I was after was sold and I didn't have enough finance in place for the other one by the time I phoned to see about getting more finance it had already been sorted for me, by the bike shop and first response finance, they were that helpful and Curtis's I will have no problem using them again Reviewed on: 22nd July 2022

Good customer service.

5
I never experienced any issue with first response. They handled everything with the dealer and was able to arrange a payment plan which was suitable for me. Reviewed on: 22nd July 2022

Quick and Easy

5
Very quick and Professional responses Reviewed on: 22nd July 2022

Excellent company

5
I have purchased 2 vehicles with first response aswell as a personal loan and the process was quick and easy and excellent customer service. I will definitely be using again. Reviewed on: 22nd July 2022

So much up to date of all goes so smooth and professional they all worry out of it and the job

5
So went so smooth I hardly new it was completed Reviewed on: 22nd July 2022