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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Never had 1 problem with the company they are amazing!

5
I’ve been with first response now for 1 year and I’ve never had 1 issue with them. While deciding what car I wanted they was very helpful! Amazing service right from the start Reviewed on: 22nd July 2022

Simple

5
A very simple process completed over the phone and a straight answer to my finance request which means my disabled wife can safely and easily get into and out of a car. One that she feels safe in. Reviewed on: 22nd July 2022

Friendly

5
The person I spoke to was friendly consided and answered every question I asked could not fault them at all Reviewed on: 22nd July 2022

Highly recommend

5
Very helpful land efficient Highly recommend Reviewed on: 22nd July 2022

Finance

5
There Always happy to help no matter what the customer requires i will be refinancing again Reviewed on: 22nd July 2022

Best company to get a car.

5
I had a very lovely welcome from the company. Iwas so happy with the care I got I felt so at ease. I have recommended the company to friends and family. Reviewed on: 22nd July 2022

Transparent and fair

5
First Response have been upfront, easy to deal with and I have had no issues with them after using them for many years. Thanks FR. Reviewed on: 22nd July 2022

Excellent

5
Excellent service very helpful staff willing to go that extra mile, keeping you informed at every step of your application. Reviewed on: 22nd July 2022

Amazing company

5
Found it hard to get car finance els we’re but first response finance was there to welcome me straight away would highly recommend this company Reviewed on: 22nd July 2022

Proud

5
The experience I got was very friendly and polite they helped me in what ever I needed. I was proud to be a customer. Reviewed on: 22nd July 2022