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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7989 reviews)

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4.87

Based on 7,989 reviews, last reviewed 16th Jul 2026

33933% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Best finance company!!

Always been so helpful, and proffesional! This is the second car i have financed through them and would 100% recommend to anyone! Reviewed on: 22nd July 2022

Excellent

They really are excellent finance providers, I wanted to buy a vehicle from a local dealer and they wasn’t set up with first response, they couldn’t believe how quick they was not only getting the dealer approved but also paying out, they are an excellent company who actually listen to why you may have adverse credit and make a sensible decision, they are not just a company where computer says no which sadly too many lenders are these days, more lenders should follow first response can’t praise them highly enough. Reviewed on: 22nd July 2022

the best

the best experience with this company Reviewed on: 22nd July 2022

Very helpful and straightforward

It was never difficult to get in touch with first response. Very good in assessing people with a very quick response. Reviewed on: 22nd July 2022

Helpful

I fell behind in a payment & was struggling to catch up, instead of defaulting on the loan they helped me to find an option to keep my car & catch up on the back payment by spreading the cost. They are very helpful. Reviewed on: 22nd July 2022

Great service

Great company. Efficient and helpful Reviewed on: 22nd July 2022

Amazing company

I wouldn't of been able to get a car for my disabled child without their help . Weekly payments make it so much easier to pay than having to pay a large amount once a month Reviewed on: 22nd July 2022

Great customer service

First class service thought I would be refused finance but was surprised when they came back to me an affordable rate Reviewed on: 22nd July 2022

Amazing service and staff

Very friendly and helpful highly recommend, Reviewed on: 22nd July 2022

Brilliant quick and helpful

Brilliant quick and helpful Super car finance and very helpful and knowledgeable staff always happy to help Reviewed on: 22nd July 2022

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