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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Excellent and quick service

Was attended to the very same day. Everything with the finance was quick and easy. Reviewed on: 22nd July 2022

Helpful

Always ready to help and discuss any issues, quick easy job Reviewed on: 22nd July 2022

Exceptional Service

Fast simple & easy would recommend to anyone Reviewed on: 22nd July 2022

Very happy customer

Hi, I have been a customer with First Responce Finance for a good few years now.When I was accepted for my first car with First Responce I didn't have any credit history but First Responce gave me the chance to start building one. I am now on my fourth car with them and a good Apr rate which got lower with each new finance agreement. I only recently purchased my fourth car and like the other three agreements everything went very smoothly from picking my car and First Responce paying the dealer right away.I did not have any problems at all on every purchase.Also with thanks to first Responce giving me the chance I now also have my very first credit card. Overall my latest experience and past three experiences have been totally amazing for me, thanks very much First Responce ,and I will continue to use your services as in my eyes yous are amazing and will do anything that yous can do to help finalize your purchase. Reviewed on: 22nd July 2022

Outstanding company... always happy to help

Through my experience with First response, they have been amazing, always helped with any issues I had including returning a faulty car and warranty. Friendly staff. Reviewed on: 22nd July 2022

Superb friendly and profesional

Whole proces in one day super friendly and proffesion a l Reviewed on: 22nd July 2022

Tip Top

First experience with First response finance was great. Customer service was above and beyond when needed. Very helpful in when needing to change direct debit dates. This company was that good I came back for a second time which was very very helpful gave me a list dealerships around the area near me all very easy contacting with paperwork/ Contracts. Definitely recommend to anyone and everyone Reviewed on: 22nd July 2022

Top company

Such a easy and helpful team where very helpful with my application and a speedy process would definitely recommend to family and friends I love my car Reviewed on: 22nd July 2022

Very reliable!

Have used them for over a year and I’ve never had any big problems! They were very accommodating when I needed to make changes and even tried their best to get me a better deal! Reviewed on: 22nd July 2022

Easy to use

The process for application was quick and easy and I have recommended the company to family who also have taken an agreement out. This was due to the swiftness and ease of the companies services. Reviewed on: 22nd July 2022

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