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First Response Finance: Car finance reviews

4.88
Based on 7,976 reviews, last reviewed 12th Jul 2026
50400% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstanding I was recommended by a family member as was very worried about getting a car fiancé but the company have been amazing and very reassuring Reviewed on: 12th July 2026
Summer s's avatar
Summer s

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7978)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Quick, easy finance

5
My credit history wasn't the best but first response finance too all my circumstances into account and was able to help me buy my Audi Q5 in no time, thanks so much to the team! Reviewed on: 22nd July 2022

Excellent quality

5
Made their decision based on my personal circumstances and made it very fair. Kept me informed all the way Reviewed on: 22nd July 2022

Best process ever

5
First response are so amazing with the communication, everyone I’ve spoken to is friendly and happy to help in any way that they can. Reviewed on: 22nd July 2022

Great company.

5
Great company. I have and will continue to recommend. Reviewed on: 22nd July 2022

Beat company and very straight forward to deal with.

5
I have had 2 cars out in finance with first response and they were a dream to deal with Reviewed on: 22nd July 2022

Amazing experience

5
First Response Finance have been amazing. So understanding during difficult times too. I highly recommend them to anybody that asks. Reviewed on: 22nd July 2022

Quick easy very professional

5
Have bought 3 cars with them now will not go anywhere else Reviewed on: 22nd July 2022

Quick easy car finance

5
Fast friendly car finance staff are super helpful Reviewed on: 22nd July 2022

Always stay with them

5
I first used them when I had no other option for car finance. When it came to the end of my finance they offered me a lower rate and a £400 discount off a car Reviewed on: 22nd July 2022

Fantastic service and easy to apply

5
Fantastic service and easy to apply Reviewed on: 22nd July 2022