Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car Finance reviews

View other First Response Finance products
4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire
Read all reviews Write a review

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

Review First Response Finance: Car Finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car Finance reviews (6928)

Quick and efficient

5
I took out a car loan and it was easy as abx.. They always updated on my balance and easy to reach their team Reviewed on: 13th August 2021
Ajileye Omoniyi's avatar
Ajileye Omoniyi

Really helpful!!

5
These guys are great. They really understand that not everyone has a perfect credit score and do everything they can to help, whilst still making it affordable. I’ve used them twice now and would highly recommend. Always quick to answer the phone and offer advice! Reviewed on: 13th August 2021
Tibshlef9's avatar
Tibshlef9

New car, simple and easy

5
I coudnt wait to get a new car. First response handled my finance straight away and settled my payout. Very easy and very quick! Reviewed on: 13th August 2021
Tia saunders's avatar
Tia saunders

Excellent

5
Excellent company - highly recommend Reviewed on: 13th August 2021
Abz's avatar
Abz

Excellent Service

5
The team at First Response Finance deliver a excellent customer, experience. Never had any problems. Decisions made quickly and efficently. Reviewed on: 13th August 2021
M.L. Creaney's avatar
M.L. Creaney

First class

5
Had motorbike finance before and paid it off. Then approached them for car finance. Very quick decision and turn around time. I would highly recommend to anyone looking for finance. Even if you have a poor credit score they can help. Reviewed on: 13th August 2021
Jonathan bell's avatar
Jonathan bell

Excellent service

5
Brilliant from start to finish. Easy online portal and friendly advisors. Reviewed on: 13th August 2021
Cass84's avatar
Cass84

Quick and hassle free

5
First response were so helpful in securing the best car finance for me - their customer service and communication was excellent and the process was quick and easy. Reviewed on: 13th August 2021
Donna Frew's avatar
Donna Frew

Absolutely the best and customer service is 'A' class.

5
I've rang on occasions where my payment was going to be 'a day' amiss and they have been very understanding and accommodating. They juggle things round to resolve the situation for me. Reviewed on: 13th August 2021
Tj's avatar
Tj

Very helpful

5
Very helpful covered cost of repairs Reviewed on: 13th August 2021
Stuart Milnes's avatar
Stuart Milnes

Review First Response Finance: Car Finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill