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First Response Finance: Car finance reviews

4.88
Based on 7,969 reviews, last reviewed 10th Jul 2026
50050% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy helpful and car was sorted very quickly hi... Very easy helpful and car was sorted very quickly highly recommended Reviewed on: 10th July 2026
Andy M's avatar
Andy M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7970)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

An Excellent Experience

5
An excellent experience getting car finance from First Response. All advisors were professional friendly and helpful The application was submitted and I didn’t wait an unreasonable length of time for a decision . If you don’t have a great credit file I highly recommend First Response! Reviewed on: 22nd July 2022

First Response

4
This company was very helpful and sorted out problems very quickly Reviewed on: 22nd July 2022

Finest finance

5
Quality finance company low repayments always there to help when I've needed them would definitely recommend them to friends and family Reviewed on: 22nd July 2022

Easy and quick

5
Very good communication and apr % not to bad and stayed low not changed at all all in all good would use again Reviewed on: 22nd July 2022

Brilliant

5
Staff very helpful,they explain everything clearly so you understand,any problems all you have to do is ask them and they always do there best to help Reviewed on: 22nd July 2022

Easy to use and quick service

5
The whole process was easy and stress free. Would definitely recommend Reviewed on: 22nd July 2022

Car finance

4
Absolutely no problems with this company person centred approach Reviewed on: 22nd July 2022

Friendly and helpful

5
Not just full stars for the sake of it, i was happy with my experience, friendly staff, and did everything possible to help. So yeah, very happy with first response finance Reviewed on: 22nd July 2022

Quick and Professional very easy to work with

5
Everything was straight forward and quickly completed loved using them. Reviewed on: 22nd July 2022

Great company

5
I can't fault first response, they are fast to pay out. They dealt with the car dealership directly. Highly recommend them. Reviewed on: 22nd July 2022