Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,096 reviews, last reviewed 24th Apr 2026
16100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have already recommended first response finance to f... Have already recommended first response finance to friends and family, great company Reviewed on: 24th April 2026
Mariah 's avatar
Mariah

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7096)

Above and beyond.

5
They were very helpful, went out of their way to sort out any problems that arose. Reviewed on: 13th August 2021

Finance at your Finger Tips.

5
I have been using First Response Finance for a number of years now, this is my Third car I have financed through them. I have always found them extremely helpful. They will always find the best deal for your budget. You will never get pressured into anything that you cannot afford. There staff are always pleasant and knowledgeable about the services that they provide. Reviewed on: 13th August 2021

Excellent

5
Very helpful and I would recommend them Reviewed on: 13th August 2021

Amazing

5
They are convenient and reliable. Reviewed on: 13th August 2021

The first stop for car finance

5
Staff so helpful and knowledgeable about products and took time to understand my needs and the affordability aspect is excellent Reviewed on: 13th August 2021

Wry friendly and understanding

5
Amazing company Gave me a chance of a new car Very friendly and understanding Reviewed on: 13th August 2021

Super fast and hassle free

5
This company gave me a chance when others wouldn’t. Super fast and hassle free. Reviewed on: 13th August 2021

Excellent service

5
I've been with first response finance for over 3 years now and they have always been very helpful and accommodating even allowing me to pay a reduced monthly payment for a while when I had financial difficulty I have nothing but praise for first response finance Reviewed on: 13th August 2021

Top company

5
I have to highly rate first response finance for giving me the finance in the first place where others turned me down. I was buying a pecific car a older modal, where others company's had a cut of date of a certain year. Also gave me a fair interest rate as my credit isn't the best. So thanks to first response finance I got the car I want at a fair price. Reviewed on: 13th August 2021

Staff understood my request

5
Quick questions about your financial position and friendly to you and all way there for you Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review