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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.95 (7119 reviews)

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4.95

Based on 7,119 reviews, last reviewed 26th Apr 2026

18400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Worked out a credit limit and a rate within my budget Didn't have good credit but was able to work out a plan, I was between a couple of cars and the one I picked was newer and higher spec, due to this i ... Read more Reviewed on: 26th April 2026

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7119)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

First class service

Excellent service from start to finish. Very understanding operaters when you phone. They ensure a fair price for the car before offering finance Reviewed on: 13th August 2021

5 star service

Bought a bike and used First Response Finance. Absolute pleasure to do business with. Quick and easy application and all done within a day. Highly recommend. Reviewed on: 13th August 2021

Great flexible company

This company truly are amazing! With easy to reach customer services. They have been very accommodating with myself throughout this pandemic and with their help I’ve managed to stay on top of my finances, I honestly can’t thank them enough and I don’t see why they’re not supplying everyone. Reviewed on: 13th August 2021

Great customer service

I had a few issues on setting my finance up and the Cubs timer service team were absolutely brilliant helping me with everything that needed changed on my account. Reviewed on: 13th August 2021

Great company , very understanding

After a poor start with Finace , I had not the best credit rating, however first response finance were very helpful and understanding and helped me get a car , good company to be in with Reviewed on: 13th August 2021

Cracking service

After having trouble trying to find finance in the past first response finance had been on hand. Reviewed on: 13th August 2021

car finance

easy to deal with one phone call and my finance for my car was agreed cant thank them enough for getting me back on the road Reviewed on: 13th August 2021

Excellent service and very efficient

I have used First response on two occasions and found them very helpful. They made it so quick and easy and I was granted the amount that I needed the same day. I have recommended them and will carry on recommending them. I'm 100%happy with their service and won't be going anywhere else Reviewed on: 13th August 2021

Fast transaction

I actually have a motorbike finance through First Response. It took two days from being accepted to agreement being made. I now I have my dream bike thanks to this company. Thank you First Response Reviewed on: 13th August 2021

Quick and Efficient

Very polite, and friendly. Great communication and A* administration. Highly recommended. Reviewed on: 13th August 2021

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