Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,122 reviews, last reviewed 27th Apr 2026
18600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was excellent- service, speed. Everything was excellent- service, speed. Can't fault it Reviewed on: 27th April 2026
Tommy Bentley's avatar
Tommy Bentley

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7122)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Very helpful staff and simple, easy to understand products

5
I wish all finance companies were as easy to deal with than First Response Finance. They gave me finance when noone else would. Reviewed on: 13th August 2021

Quick and easy

5
Found a car, called up for finance, helped us through all the paperwork collected the car. As easy as that would definitely recommend after the service we received Reviewed on: 13th August 2021

Recommend

5
Very good service and quick. Fast answer for applications Reviewed on: 13th August 2021

Excellent

5
Excellent communication fantastic service Reviewed on: 13th August 2021

Amazing service

5
Helped me when no one else would. Reviewed on: 13th August 2021

Great company

5
Been with first responce for just over a year customer service is second to none always willing to help out Reviewed on: 13th August 2021

Great clear fast service

5
Applied for finance and had a call to go through everything. Clear and concise. Great service Reviewed on: 13th August 2021

Fantastic company

5
More than happy to help us when things went wrong very friendly went above and beyond Reviewed on: 13th August 2021

Fantastic service

5
I found first response finance to be very easy and friendly to deal with. It seems to me that they care about their customers. Reviewed on: 13th August 2021

Quick and easy

5
Really simple, got my finance then went to choose my car and it was really quick and easy. Thanks Reviewed on: 13th August 2021