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First Response Finance: Car finance reviews

4.88
Based on 7,957 reviews, last reviewed 8th Jul 2026
49550% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Could never fault and alway polite excellent custome... Could never fault and alway polite excellent customer service nd always goes the extra miles to help Reviewed on: 8th July 2026
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Yogi

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7960)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
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First Response Finance

Amazing

5
First response are very easy going able to solve anything you need there polite they work with you they don't judge you at all and they do everything they can to help get you what u need Reviewed on: 22nd July 2022

Best finance for me

5
My credit scor is low. I needed a motorcycle for work. Others didn't help but First gave me the opportunity to own my new bike. Thanks First Response Finance. Reviewed on: 22nd July 2022

Best and easiest company for car finance

5
Having bad credit I wasn't sure how I would finance my new car but 1st response were brilliant affordable 2 weekly payments and very friendly staff to speak with. I've now financed another car with them great service Reviewed on: 22nd July 2022

Fantastic company

5
Been with these for 4 years and just refinanced with them again can’t beat how quick and efficient the service is Reviewed on: 22nd July 2022

Excellent!

4
They are friendly i was happy with them... Reviewed on: 22nd July 2022

So easy and hassel free

5
Using first response is so easy the people are so friendly they have you sorted in around 5 minutes woth no hassel Reviewed on: 22nd July 2022

Great to deal with

5
A fantastic company to deal with and very very quick, I can't fault any of the service, would easily use again. A++ Reviewed on: 22nd July 2022

The Best ever Car Finance provider..

5
I can only with a word of sincere gratitude...for your outstanding service to those looking to get a vehicle... Truly First Car Finance is the best O have ever known...and I will always recommend your Services to anyone who needs a help... Thank you ever so much... Truth is that in these hard times not only individuals but also for businesses across the country... First Car Finance has been helping Dealers too by providing Finance for buyers...and should be well appreciated and applauded by all... We need each other to making life easy and better for all... Thank you First Car Finance Reviewed on: 22nd July 2022

Patient & Reassuring

5
I had my first finance with them and they were so accommodating to my mental health issues. When I needed to let them know I was in hospital and my other half was in charge of my finances they were really helpful. The transparent communication makes me want to come back to them next year when i need a new car. Reviewed on: 22nd July 2022

Excellent

5
Helped me a lot also excellent and quick service! Reviewed on: 22nd July 2022