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First Response Finance: Car finance reviews

4.88
Based on 7,951 reviews, last reviewed 8th Jul 2026
49250% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used them 4 times now and never been a single issue... Used them 4 times now and never been a single issue at all Reviewed on: 8th July 2026
John's avatar
John

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7957)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Excellent service

5
Have dealt with this company for many years, hassle free, brilliant customer service would recommend this company. Reviewed on: 22nd July 2022

Great service

5
I have car finance through first response and they were very helpful as I had bad credit in the past and they managed to help me get what I need to get back on the road thanks for a great service. Reviewed on: 22nd July 2022

Highly recommend

5
Very good company never had any problems Reviewed on: 22nd July 2022

No fuss ,quick reply

5
I’ve used this company twice now and both times they were extremely easy to deal with and the response time is always brilliant. Professional and friendly in all correspondence Reviewed on: 22nd July 2022

Excellent experience. Easy

5
Took 5 minutes to apply. Accepted straight away.Offered more if needed. Reviewed on: 22nd July 2022

Great company.

5
I’ve had 3 vehicles through this company and they’ve been even more helpful everytime. Very reasonable Reviewed on: 22nd July 2022

Excellent

5
Very professional and considerate. Accepted my application when no one else was accepting it. Very easy process Reviewed on: 22nd July 2022

1st class

5
1st class fast process great communication would recommend to anyone Reviewed on: 22nd July 2022

Clear communication and very reliable

5
First Response are responsible, reliable and very clear in their communications. Without hesitation I endorse this company! Reviewed on: 22nd July 2022

Very helpful and friendly service, proffesional staff

5
We bought a car financed by First Response Finance on two occasions and they were very helpful and made it all simple! Decision was instant and friendly lively call made me feel relaxed. very good! Thankyou!! Reviewed on: 22nd July 2022