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First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (7810)

Changed my life

5
I was struggling tk get finance and had 2 kids, a old car that only ran sometimes and really bad credit score. Thanks to first response I got a wee fiesta and was on the road in no time. Reviewed on: 22nd July 2022

Easy and flexible

5
It was really easy to get a finance and they were really flexible with the payment methods and times Reviewed on: 22nd July 2022

Great

5
Great very good help in very way they cud Reviewed on: 22nd July 2022

Fantastic to deal with

5
They were fully understanding of my situation and were fantastic to deal with from start to finish. Will use them again. Thank you Reviewed on: 22nd July 2022

People people.

5
I love the staff at first response. I only let them finance my vehicles. Always vend over backwards to help me out. Even if I want to change after a few months ownership. Reviewed on: 22nd July 2022

excellent service

5
awesome experience so far, obtained a loan twice Reviewed on: 22nd July 2022

Best finance company going

5
I got refused by so many companies, first response gave me the chance to have my own wheels, even when I've struggled to pay they've been so understanding especially when my mental health has kicked in, they listened and guided me, for sure 100 % ill not use anyone else.. top firm ✌️ Reviewed on: 22nd July 2022

Brilliant company!

5
Would 10/10 recommend first response as they are very helpful and offer a no drama approach to car finance. Reviewed on: 22nd July 2022

Unlimited stars!!

5
Understanding company, did everything they could to support my finance for my vehicle. Will recommend to anyone! Reviewed on: 22nd July 2022

No fuss, just quick car finance

5
After being declined from a few other finance companies I came across First Response and accepted an application for my new family car. I'd changed my mind on the first car I had chosen but they were quickly able to sort a new arrangement with the car dealership the same day. I've had no problems whatsoever and look forward to using First Response again in the future. Reviewed on: 22nd July 2022

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