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First Response Finance: Car Finance reviews

4.95
Based on 6,925 reviews, last reviewed 23rd Jul 2025
80% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

BaCk On ThE rOaD Being on a Debt plan, it was very stressful trying to obtain finance but thanks to First Response, I was delighted to be back on the road. Reviewed on: 23rd July 2025
Lee's avatar
Lee

Latest lowest rating:

1

I have purchased a van and I had troubles only . I have purchased a van and I had troubles only . The documents were provided as having full maintenance each ear and when I had a full check: non of t... Read more Reviewed on: 8th July 2025
Lucian's avatar
Lucian

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6925)

Perfect company to deal with

5
I have had no issues each time I have called FRF. I have always had a friendly call handler and they have always made sure I am satisfied before ending the call. 100% recommend Reviewed on: 13th August 2021

Good product, good service.

4
I didn't have the best credit rating, but I didn't have the worst and FRF just ran through my personal situation, ran the numbers and offered my a good rate that allowed me to buy a good car to get me to work and look after my family. Clear, concise and pleasant throughout, a pleasure to work with. Reviewed on: 13th August 2021

I would highly recommend

5
From start to finish of the Purchase of my car they was so helpful and made sure I could pay the finance and not get myself into more debt they are very helpful and they make sure they give you a reasonable offer of repayments so you can afford to pay for it Reviewed on: 13th August 2021

Professional, personal, service

4
The ease and speed at which everything was organised, especially with an import vehicle was excellent. The fact that I can deal 1:1 without a call centre for a professional personal service sets them apart. Reviewed on: 13th August 2021

Great company to deal with

5
Definatly would use again very helpful in difficult times Reviewed on: 13th August 2021

Happy

5
Friendly fast service , easy to deal with Reviewed on: 13th August 2021

Fast,easy,transparent

5
One of the best companies iam used for car finance Reviewed on: 13th August 2021

Incredible

5
I struggled to get finance to help get me a car, untill I found out abit first response finance. They were amazingly friendly, understanding and incredibly helpful on the phone, and after that short phone call, within 20 minutes I was driving away in my new car, able to travel to work and haven't missed a payment. The repayments are very low and reasonable for the amount I have borrowed. Once again extremely happy with the level of service this company provides. Reviewed on: 13th August 2021

Amazing & understanding

5
After writing off my car and with bad credit on my name I began to struggle to find a vehicle and was close to losing my job as I needed this to work. FRF was absolutely fantastic and helped me in every way to assure I could afford a car within reason and not for me to be pressured into taking something I didn’t need. It took 2 days for all the processing for me to get the car I’ve wanted for a while and have been more than helpful. Reviewed on: 13th August 2021

Great service

5
First response finance have been great. I bought my first car on finance with them and found them fair, quick and easy to deal with. Really glad I went with them. Reviewed on: 13th August 2021

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