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First Response Finance: Car Finance reviews

4.95
Based on 6,927 reviews, last reviewed 29th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

I have purchased a van and I had troubles only . I have purchased a van and I had troubles only . The documents were provided as having full maintenance each ear and when I had a full check: non of t... Read more Reviewed on: 8th July 2025
Lucian's avatar
Lucian

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6927)

Amazing and helpful

5
I have been with First response finance for over 10 years, from my very first application I could tell how helpful this company were going to be, explained every thing in detail from interest rates, payments and also gave me different options for re payment. I choose first response finance due to my bad credit but since my first application to now my credit score is now I’m a very good place and that’s also thanks to first response finance for accepting me in the first instance. I am able to get finance for other company’s now due to my credit score being green but wouldn’t chance to anyone else now. They are also able to provide me a personal loan too which is so convenient and quick and easy process with immediate decisions. I once bought a car that caused serious problems for me and ended up stranded 250 miles from home and First response finance were able to get my car recovered and taken back to my home, car ended up being a death trap and any payments I had already paid towards it were refunded and a new finance put in place so I was able to buy a new car within a couple of weeks. I would highly recommend First response finance to anyone looking to buy a first car or if you have bad finance. My interest rates are now more than half when I started as they always reward your loyalty. AMAZING company highly recommended Reviewed on: 13th August 2021

Amazing service and help finding right car

5
Quick easy service help finding right car and discuss monthly payment to suit me. Reviewed on: 13th August 2021

Very reliable service quick disicion on finance did most of the hard work

5
First Response Finance were very efficient in what they did for me no hassle at all Customer Service was great would recommend them to any one struggling getting car finance specialise in people with bad credit . Reviewed on: 13th August 2021

Excellent service

5
Very efficient excellent customer service. Very professional Reviewed on: 13th August 2021

Easy and friendly no hassle service

5
Have used them twice and would again Reviewed on: 13th August 2021

Amazing!

5
I have been with first response since I passed my test 4 years ago in that time I’m on my 2nd vehicle with them. Everything is easy with them they’re always so helpful and accommodating and I will definitely stay with them onto my next vehicle which will hopefully be next year! Reviewed on: 13th August 2021

Great company

5
Ive now used First Responce twice for car purchases. A pleasure to deal with. Both transactions were well explained and quick to sort out. Agree a limit with First Response , find a car from a reputable dealer, call First Response with the details and you’ll be driving home in your new vehicle within 24hrs. Simply brilliant Reviewed on: 13th August 2021

A top Company

5
I have used this company three times now. They always do their best to help and go that extra mile when I needed an expensive repair to my car they stepped in an allowed me extra money to enable the work to be carried out. Reviewed on: 13th August 2021

Fantastic service

5
Very pleased with my car and it was easy and stress free to sort out Reviewed on: 13th August 2021

Brilliant company

5
Couldn’t recommend them enough always helpful and polite Reviewed on: 13th August 2021

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