Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6932)

Fantastic helpful company

5
I struggled to get car finance until first response appears in my search engine contacting them was the best move I've made I now have a nice car on the road with low payments I would recommend that you give first response a try before you give up hope on getting car finance they are very accomadating and a greindly bunch always happy to assist you Reviewed on: 13th August 2021

Amazing support

5
Amazing support to ensure I could afford the finance went through all options to find right one for me. Reviewed on: 13th August 2021

Great customer service

5
I got car finance the company couldn’t be any more helpful from start to finish great customer service Reviewed on: 13th August 2021

First Class

5
Amazing company. Very professional keep you informed every step of the way. Would highly recommend this company and will definitely use them again. Well done First Response keep the good work up. Reviewed on: 13th August 2021

Excellent

5
There services are outstanding there staff are the best I have ever talked to very understanding. Reviewed on: 13th August 2021

Great acceptance time and useful app

4
Once accepted for finance, money was with car dealer in a matter of hours rather than days like most finance companies. Also really easy to few everything online and very useful Reviewed on: 13th August 2021

Finance

5
Great explanation of contract and very helpful setting up your finance Good and helpful advisors of talk you through every step of the way Reviewed on: 13th August 2021

Excellent service

5
From the first call to collecting my car the guys at first response finance were excellent. They were that good I recommend them to 2 friends who also got cars. Reviewed on: 13th August 2021

Amazing staff

5
Amazing staff all round, customer service second to none, happy to help, going the extra mile to help customers, would recommend to all. Reviewed on: 13th August 2021

Excellent finance company! Defo reccommend! :)

5
I have been with first response for nearly a year now, and i am glad i have been. Very good company! Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review