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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

I didn't find any problems applying quick decision and very helpful

Highly recommend First Response Finance. Reviewed on: 13th August 2021

Quick, easy, efficient

Was able to acquire the car I wanted within a few days with next to no fuss. Would definitely use again for another purchase. Reviewed on: 13th August 2021

Absaloutly brilliant

Could not get car finance anywhere because of credit score . Went through first response finance and wow a car within a week . Absaloustly brilliant and not overly expensive . If you want a great company go with these you won't be Dissapointed Reviewed on: 13th August 2021

Very friendly excellent customer service

Excellent service friendly polite staff totally put me at ease with everything Reviewed on: 13th August 2021

Fantastic company, fair customer service team!

I first started with first response finance and was made to feel very welcome. Their customer service team is unbeatable and helped me come up with a solution when I went through a difficult time, 5 stars! Reviewed on: 13th August 2021

Gave me a chance

First response finance gave me a chance when no other finance company would. Very helpful make a decision almost instantly. Would definitely recommend. Prices are reasonable I told them what I could afford each month and they made it possible for me to have my car. Can't thank them enough for believing in me and giving me the finance. Never missed a payment and managed to settle up early. Reviewed on: 13th August 2021

Excellent service

Couldn’t fault them. Kind and professional Reviewed on: 13th August 2021

Great rates.

I haven’t got the best credit rating and they were the cheapest by far. Reviewed on: 13th August 2021

Motorcycle

Excellent service quick and easy Reviewed on: 13th August 2021

I highly recommend

They made my application really smooth and helped me if I was finding anything difficult. They were also very quick to process the application. Reviewed on: 13th August 2021

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