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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Best finance

5
Excellent customer service, quick response for enquiries and great product. Comparable with other companies. Reviewed on: 13th August 2021

Peace of mind

5
Fantasy company with great communication and customer service. Highly recommend. Having a finance was a big step for me and it was made so much easier by first response explaining every step and informing me of exactly what i was signing up for. Reviewed on: 13th August 2021

Professional and quick

5
My credit score wasnt the best but first response finance got me a great deal with fair repayments. I had a call with one of there colleagues in the morning an I had been accepted within an hour an had a new car the same day. Reviewed on: 13th August 2021

Car finance

5
Very easy to set up through the dealer however the finance was quite a bit higher than other finance options I had found myself. Reviewed on: 13th August 2021

First Car

5
Was great helping me purchase my first car, was no messing about was told ASAP if I was accepted, and then soon after the car was mine.. Monthly payment also if so manageable, would well recommend first response to purchase a car, if first or not.. Reviewed on: 13th August 2021

Very helpful

5
I would recommend this company to anyone they helped me get my car finance very quickly and easy ! Only company to accept me for a finance as well ! Reviewed on: 13th August 2021

Fantastic company

5
This company got me a car on finance when id been turned down off other lenders it was quick easy and literally no hassle whatsoever i wont go with anyone else for finance again from start to finish they were great cant recommend them enough Reviewed on: 13th August 2021

Best Finance

5
The Best Finance of the World Thank you First Response Finance ❤️ Reviewed on: 13th August 2021

Great and friendly customer service

5
Great and friendly customer service very helpfull Reviewed on: 13th August 2021

Car Finance

5
Friendly, helpful staff. Easy to do and all done online from my home. A pleasant experience. Reviewed on: 13th August 2021