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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Polite , efficient and helpful

I am an existing customer and have just renewed my finance again. The team are very efficient, always return your call when they said they will and liaised with the car dealership. Reviewed on: 13th August 2021

Amazing company

Had nothing but good service from the company. Will always go above and beyond to help. Am now on my 3rd car with them and will continue to use them in the future, Reviewed on: 13th August 2021

Excellent

Excellent company to deal with easy and fast to use Reviewed on: 13th August 2021

Great company for finance

Have used this company a few times for finance and never had any issues. Would highly recommend Reviewed on: 13th August 2021

Best car finance

Tried for ages to get finance always declined. Rang first response and was approved within 10 mins. Had my car 2 days later Reviewed on: 13th August 2021

Best so far

First Response is a car finance company that carries his customers along and they will access your financial situation to give you a need tailored to your needs and payments which they believe you will be able to afford monthly, their customers service is also excellent, will recommend anytime. Reviewed on: 13th August 2021

Simple and clear from the start

Used first response to finance a new motorcycle. Everything was done over email and telephone. Payout was within 48hrs. Everything was explained to me and clear. Would definitely use them for my next big purchase Reviewed on: 13th August 2021

Best car finance ever

Best car finance I’ve ever been with! So quick and easy!! Reviewed on: 13th August 2021

Great company

Professional helpful and understanding Reviewed on: 13th August 2021

I struggled to get finance for a car with not so great credit and first response where very helpful on explaining everything and helped me every step of the way. Outstanding customer service

Very helpful and honest and also no nonsense on everything Reviewed on: 13th August 2021

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