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First Response Finance: Car finance reviews

4.88
Based on 7,805 reviews, last reviewed 21st Jun 2026
84500% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Considerate It was first time buying a car and they made the process so easy for me considering I just moved to the UK 2 years ago. Reviewed on: 21st June 2026
Terry K's avatar
Terry K

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7806)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great customer service

5
I had a few issues on setting my finance up and the Cubs timer service team were absolutely brilliant helping me with everything that needed changed on my account. Reviewed on: 13th August 2021

Great company , very understanding

4
After a poor start with Finace , I had not the best credit rating, however first response finance were very helpful and understanding and helped me get a car , good company to be in with Reviewed on: 13th August 2021

Cracking service

5
After having trouble trying to find finance in the past first response finance had been on hand. Reviewed on: 13th August 2021

car finance

5
easy to deal with one phone call and my finance for my car was agreed cant thank them enough for getting me back on the road Reviewed on: 13th August 2021

Excellent service and very efficient

5
I have used First response on two occasions and found them very helpful. They made it so quick and easy and I was granted the amount that I needed the same day. I have recommended them and will carry on recommending them. I'm 100%happy with their service and won't be going anywhere else Reviewed on: 13th August 2021

Fast transaction

5
I actually have a motorbike finance through First Response. It took two days from being accepted to agreement being made. I now I have my dream bike thanks to this company. Thank you First Response Reviewed on: 13th August 2021

Quick and Efficient

5
Very polite, and friendly. Great communication and A* administration. Highly recommended. Reviewed on: 13th August 2021

Brilliant

5
From start of Application to The car was fast friendly and helpful Reviewed on: 13th August 2021

Excellent service

5
Absolutely amazing service from first response, I didn’t feel pressured into going with them, everything was explained very carefully to me and in a way I understood, I was also given options for my payment plan, I would highly recommend this company Reviewed on: 13th August 2021

Real Profesional Company

5
Real Profesional Company,Ready to help in any situation i can recommend this company to anybody!!!! Reviewed on: 13th August 2021