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First Response Finance: Car finance reviews

4.88
Based on 7,806 reviews, last reviewed 22nd Jun 2026
84600% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant company from start to finish, I cant prais... Brilliant company from start to finish, I cant praise them enough and have encouraged all my friends to use them Reviewed on: 22nd June 2026
Rashida A's avatar
Rashida A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7808)

Really helpful and supportive finance company

5
I never thought I could get finance no working and being a carer to my disabled son but that all changed when I came across First response finance. They talked me through the process and answered any questions I had. They have worked with me to make sure that my finance payments fall to suit my income. First response finance will definitely be the company I recommend to friends and family looking to finance a new car! Reviewed on: 13th August 2021

Fantastic service throughout

5
Fantastic service throughout the process off applying for finance. First time I have had finance and felt at ease and everything was explained brilliantly Reviewed on: 13th August 2021

Highly recommended

5
Highly recommend this finance company, friendly, polite and helpful customer service team. Quick and easy decision making. Finance was dealt with quickly. Have used this company many times over the years. Reviewed on: 13th August 2021

Excellent

5
Very quick, excellent in every way Reviewed on: 13th August 2021

A1

5
Fast and responsive service friendly service Reviewed on: 13th August 2021

Amazing company

5
Couldn’t get help for a new bike rang first Responce they accepted me been a customer now for few years. Some of my friends have been helped by them as well first rate company helpful friendly can’t recommend them enough Reviewed on: 13th August 2021

Excellent - real people!

5
At last - a finance company who understood my personal circumstances and made a decision based on their personal judgement rather than an algorithm. Very happy to recommend them.. Reviewed on: 13th August 2021

Top class Car Finance

5
Last year I had some bad luck and had to sell my car for a very small amount. I really need a car for my children and could not afford a cash lump sum to buy a decent car for my family. This is when I found out about First Response. They really helped me get an affordable priced car and the monthly payments suit me great, also I now have the the best car I have ever had. First response were so thorough and quick for their decision. I would highly recommend. Reviewed on: 13th August 2021

Amazing Company!!!

5
When no one wanted to help me purchase a car on finance due to my credit score being low. First response did the job! They made me feel at ease and really assured me that they can help me. Now I’m enjoying my new car and I’ll be forever grateful to this company for allowing me to drive the car I have now. Reviewed on: 13th August 2021

Great service A*

5
First Response were easy to deal with, answered any questions I had, we’re available at the end of the phone if I needed to call and overall gave an amazing service which enabled me to purchase the car I wanted. Everything was made clear from the start and customer service was top notch. Now as a customer I get monthly texts to let me know exactly when my payment will be going out my account ensuring a simple and easy transaction each month. Thank you First Response Finance. A+ service all round. Reviewed on: 13th August 2021

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