Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7815 reviews)

View other First Response Finance products

4.88

Based on 7,814 reviews, last reviewed 29th Jun 2026

85300% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7815)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Great company

Always supported me when I have had car finance Reviewed on: 13th August 2021

Fast and easy process

Very informative, great and reassuring customer service . Reviewed on: 13th August 2021

Great customer service

I was looking for a car upgrade as my current was too small and I needed something bigger as I recently had a baby. After months of searching, First Response Finance accepted my finance, and their service was beyond outstanding. Very easy to get in touch with, no long wait times to talk to someone. When you do speak to someone, they are so friendly and helpful. Their website is very simple to use and negates the need to contact support! Reviewed on: 13th August 2021

Excellent service

Great company will definitely recommend to anyone Reviewed on: 13th August 2021

Great company that listens.

I had terrible credit, needed a car for work. I thought I had no chance after many failed applications. When I spoke to first response finance they actually spoke to me and got a feel for my finances. Withing a week I was driving. Now on my second car with them and will also get a 3rd no doubt Reviewed on: 13th August 2021

Amazing company

Quick an easy straight forward affordable repayment Reviewed on: 13th August 2021

Easy to use and works well

Super quick and easy with no hassle at all Reviewed on: 13th August 2021

Very fair company

I took out car finance with first response and can honestly say the company is brilliant, I got behind with my payments during the pandemic and they arranged a payment plan for me, they looked into what I could afford at that time and worked with me to sort something that would mean I would struggle further.They where friendly and non judgemental, overall a good company. Reviewed on: 13th August 2021

Fantastic service

I had bad credit from previous decisions first response were very helpful and quick decision I would recommend these to others Reviewed on: 13th August 2021

Great financiers

Had no problem sorting my finance with them and they didn’t Bombard me with annoying calls when i was unsure. Reviewed on: 13th August 2021

Alternative products

Car finance
from Paragon Bank 3.79 from 1 reviews
Car Finance
from Advantage Finance Limited 2.64 from 24 reviews
Car finance
from Moneybarn 4.75 from 4072 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub