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First Response Finance: Car finance reviews

4.88
Based on 7,815 reviews, last reviewed 2nd Jul 2026
42600% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless and quick experience and brilliant communic... Seamless and quick experience and brilliant communication throughout the entire process. Reviewed on: 2nd July 2026
Faith F's avatar
Faith F

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very quick, and friendly

5
The adviser James was very friendly, helpful and tried to accommodate for my needs as much as possible! Very quick process- highly recommend, very happy Reviewed on: 13th August 2021

The easiest car finance company

5
They made the whole process stress free and give you a yes or no quickly Reviewed on: 13th August 2021

Great service

5
Very fast, great service, no stress Reviewed on: 13th August 2021

First response

5
Purchased a car with first finance nearly 2 years ago never had a problem great experience thanks Reviewed on: 13th August 2021

Fast and Efficient

5
Easy to apply, talked through each step and had my new car quickly!! Reviewed on: 13th August 2021

Quick efficient polite

5
My car finance was easier than I expected, was too good to be true! Very reasonable and helpful people. Reviewed on: 13th August 2021

Brilliant, helpful, willing

5
Absolutely made the process of getting car finance easy, and affordable for me, and worked on a personal level, highly recommend, for ease and to have your own portal for everything from paying a little extra, or paying off a lump sum or to talk to them about any difficulties, fantastic company, and the callers are always very helpful and caring if you do need to call, excellent Reviewed on: 13th August 2021

Quick and easy way to finance a car

5
This is the third time I have used this company to finance a car and each time was quick and easy. Reviewed on: 13th August 2021

Quick and Easy Finance

5
Great company , Easy hassle free application , everything well explained & documented , Great customer services I would highly recommend and use them myself again . Reviewed on: 13th August 2021

Hassle free and personalized

5
First response helped me by taking all my personal details and working out what was affordable. Fantastic customer service and straight forward. Reviewed on: 13th August 2021