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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Outstanding Service

5
Without doubt the best car finance company you can trust. ⭐⭐⭐⭐⭐ Reviewed on: 13th August 2021

Easy process

5
Very quick and easy process! No lengthy and complicated application requirements and I did the whole thing online without having to speak to numerous representatives Reviewed on: 13th August 2021

Excellent service, easy to deal with

5
I have been with first response finance for roughly 7 years, very easy to deal with, helpful and excellent customer service, I would recommend to anybody and will continue using first response finance in the future Reviewed on: 13th August 2021

Absolutely amazing to deal with

5
I've had previous finance before with different companies but first response are by the best company I've dealt with Reviewed on: 13th August 2021

Just brilliant

5
Used them for years now wouldn't go anywhere else. There fair, reliable and extremely helpful Reviewed on: 13th August 2021

Amazing & very helpful!

5
First response are an amazing company that help people get finance with rubbish credit! Couldn't recommend them anymore! Very quick at responding to all enquiries and always happy to help! Reviewed on: 13th August 2021

Quick and easy

5
This is my second credit agreement with first response and they were extremely good to deal with. Quick and easy to deal with even during lockdown. I would highly recommend Reviewed on: 13th August 2021

Helpful honest finance

5
Had a great experience with first response they are easy to speak to and always very helpful with any queries or problems. Very happy customer Reviewed on: 13th August 2021

Grateful!

5
So easy to sort the finance and I am so grateful that I was able to get the finance for my car! Reviewed on: 13th August 2021

outstanding innovative

5
Easy Application With expert advisors willing to help Reviewed on: 13th August 2021