Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Excellent service

5
Great company will definitely recommend to anyone Reviewed on: 13th August 2021

Great company that listens.

5
I had terrible credit, needed a car for work. I thought I had no chance after many failed applications. When I spoke to first response finance they actually spoke to me and got a feel for my finances. Withing a week I was driving. Now on my second car with them and will also get a 3rd no doubt Reviewed on: 13th August 2021

Amazing company

5
Quick an easy straight forward affordable repayment Reviewed on: 13th August 2021

Easy to use and works well

5
Super quick and easy with no hassle at all Reviewed on: 13th August 2021

Very fair company

5
I took out car finance with first response and can honestly say the company is brilliant, I got behind with my payments during the pandemic and they arranged a payment plan for me, they looked into what I could afford at that time and worked with me to sort something that would mean I would struggle further.They where friendly and non judgemental, overall a good company. Reviewed on: 13th August 2021

Fantastic service

4
I had bad credit from previous decisions first response were very helpful and quick decision I would recommend these to others Reviewed on: 13th August 2021

Great financiers

5
Had no problem sorting my finance with them and they didn’t Bombard me with annoying calls when i was unsure. Reviewed on: 13th August 2021

Best customer experience to date

5
I currently have a vehicle with this company and I’ve had enough things happen to myself, however FRF have checked up on my progress with the vehicle, been lenient towards my payments and also have been nothing but attentive! They really go above and beyond for their customers ! Reviewed on: 13th August 2021

Listened to my needs, fast and effective response

5
After trying to find a finance company for a new car I came across first response , I spoke to a agent and went through all my details , first response came back really fast with a decision they kept me up to date with all of the application process and I had my new car within that week , excellent service Reviewed on: 13th August 2021

Brilliant

5
Love the customer service friendly helpful and got me the car I’ve always wanted Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review