Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,798 reviews, last reviewed 14th Jun 2026
83900% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

didn't hesitate to offer Previously declared bankrupt didn't hesitate to offer help, really friendly and understanding on a personal level Reviewed on: 14th June 2026
Gary h's avatar
Gary h

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (7798)

What a fantastic company

5
I didnt have the best of credit history and was place with first response by a not so good car dealer when I spoke to first response they had given me car finance and I was free to use a different dealer so I went to a local dealer found the perfect car for my needs and budget and they approved the payment next working day to the dealer and I drove my new car home they have been amazing to deal with I hope I will be able to stay with them for my next car too Reviewed on: 13th August 2021
Paulisadsd's avatar
Paulisadsd

Unbelievable company

5
2nd time using FRF to purchase my car, very friendly and always happy to assist in any way they can. Highly recommend Reviewed on: 13th August 2021
Dj Stevens's avatar
Dj Stevens

Absolutely brilliant company

5
What can I say about first response finance ive been with them now for 10yrs all ways lovely no matter what if your struggling with payment ie. Corna virus they where always there if you needed them I wouldn't go with anyone else keep up the good work guys x Reviewed on: 13th August 2021
Luke JB Stevens's avatar
Luke JB Stevens

Car finance

5
This is a great company had no issues whatsoever I would absolutely recommend them to anyone needing car finance A+ Reviewed on: 13th August 2021
Michelle johnson 's avatar
Michelle johnson

Yep, recommended

5
lent me mony to get a car a1 service never had a prob with them Reviewed on: 13th August 2021
janet and mark's avatar
janet and mark

Fast and Polite Service

5
The service received was second to none. I was not judged one bit from my past credit history and was agreed finance on the same day I applied. Everyone at First Response are so friendly and work you to come to a suitable affordable payment plan for your finance. Reviewed on: 13th August 2021
Natalie's avatar
Natalie

Brilliant company

5
Very fast and helped me get my new car, within 2 days I was on the road in my new car Reviewed on: 13th August 2021
mollygeex@hotmail.co.uk's avatar
[email protected]

Helpful and quick

5
Really helpful, financing mt car, with no complications. Would recommend to any friend. Reviewed on: 13th August 2021
Gerson Mendes's avatar
Gerson Mendes

Good / very understanding

5
They helped me get my new car in September 2020 when I was two weeks of having my baby! They where amazing and helped me out with managing my finance for the new family car Reviewed on: 13th August 2021
Christine Smith's avatar
Christine Smith

Easy and very helpful!

5
Due to being heavily pregnant but needing a safe car to travel with my baby in. First respone finance helped us to get the perfect car and even gave us other options to increase our chances of being accepted! We're really helpful and patient with me and my baby brain... and helped us reach our dream!! 1000% recommend!! Reviewed on: 13th August 2021
Hollie Rawlings's avatar
Hollie Rawlings

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill