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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Very good service

No other company would give me a chance to accept for finance until first response they were great and easy to work with very straight forward Reviewed on: 13th August 2021

Great company

Couldn't find credit any where else. Then was put in touch with this company. Got it sorted for me the same day, So I can't fault them. Would definitely recommend. Reviewed on: 13th August 2021

Extremely helpful

More than happy to help people in the same situation as myself. Very quick to respond had my last car within 12 hrs of completion. Brilliant Reviewed on: 13th August 2021

Best company ever

Very good service and so much helpful Reviewed on: 13th August 2021

Totally amazing

Have got the most friendly staff, gave me fiance when no other will because of my poor credit rating. I would strongly recommend them to anyone and tge APR is not bad Reviewed on: 13th August 2021

Brilliant company to deal with

Helped me when I needed it the most Reviewed on: 13th August 2021

Amazing finance company

First they handle your finance greatly once you decide to take out finance with them! Since I’ve had my car they have done nothing but be a great help with the multiple problems I’ve had with it making sure I’m a happy satisfied customer and to keep me on the road. The customer is always number one priority. Reviewed on: 13th August 2021

Very good 100 percent helpful and supportive in every single way advice on finance and bend over back words to make sure you can get through hard financial times they helped me so much and understanding amazing company highly recommended

The best finance company i have ever been with its not all about the finance and money they really take on board the situation your going through and help you in everyday possible when I was struggling they really were amazing advice the help with my money paying the finance they were just excellent Reviewed on: 13th August 2021

Quick and Painless

I needed finance to purchase a car quickly. First Response allowed me to do so despite having bad credit. Literally life savers! Reviewed on: 13th August 2021

Excellent Service

Easy process and cover applicant with all financial Levels/situation. Reviewed on: 13th August 2021

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