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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Lovely customer service

5
I went to purchase a car from a dealership who use first response finance. Due to the current Covid situation and because I work in aviation, I found it hard to get finance but first response asked me a few questions and trusted what I said to them. The guy I spoke to was lovely and within a few days I had the money to be able to purchase the car. Thank you first response finance. Reviewed on: 13th August 2021

First class

5
Excellent service very straight forward process. Would highly recommend. Reviewed on: 13th August 2021

Very easy and straight forward

5
Easy people to work with and always there to help if I need it Reviewed on: 13th August 2021

Quality Speedy Service

5
Very happy with my service from first response, very friendly, helpful staff and quick and easy process. Reviewed on: 13th August 2021

Amazing

5
They gave me a chance when I thought no one ever would, they have been nothing but supportive and helpful Reviewed on: 13th August 2021

Amazing

5
First Response just handled me with care and massive professionalism. Reviewed on: 13th August 2021

Excellent service

5
Excellent and efficient service from start to finish - couldn’t ask for more - will definitely recommend to anyone wanting car finance Reviewed on: 13th August 2021

Great company, better interest rates!

5
There applications are quick and easy, and quick to pick the car up and so helpful in the process and there rates are great! Reviewed on: 13th August 2021

Life savers!

5
When my life changed I was left in a bit of a situation! First response finance were able to help me where others probably wouldn't have. They were also very friendly and the process was easy. I still have the vehicle, love it and am able to make the repayments, safe in the knowledge my credit score is improving again and I have the car I want! I also know I can contact them in the future to change my car etc etc. Reviewed on: 13th August 2021

Amazing

5
Got back to us straight away and their customer service are very polite Reviewed on: 13th August 2021