Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

All good but intrest rate is high for me.

5
All good but intrest rate is high for me. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very good car finance and excellent

5
Very good car finance and excellent Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Sanu! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very easy to deal with.

5
Very easy to deal with. Would recommend to anyone looking for car / van finance. Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Steve! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Really impressed

5
Really impressed with First Response Finance. Dealing with them was easy thanks to their excellent customer service. They were very informative and quick to respond, making everything clear. I wouldn't hesitate to use them again in the future. Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Paul! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Simplicity

5
Very smooth transition from beginning to end, had no problem getting a response for a loan within the hour, unlike other lenders. Finance package and terms were extremely reasonable, suited my budget to a T Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Terrance! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy application process.

5
Easy application process. Set up affordable payments. Helped with any issues I had. Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you James! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very helpful service

5
Looking to get finance for a car, never done anything like this before but First Response were very helpful with everything I needed with purchasing a new car. Absolutely brilliant cannot fault them at all Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Martin! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Went above and beyond to help me find a car and were...

5
Went above and beyond to help me find a car and were very efficient. Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Jaynie! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Excellent experience, good people’s!

5
Excellent experience, good people’s!! Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you Ricardo! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

fast ,first response

5
I travellled very far to buy a car,get some financing to it and drive it back,I did not want to use a train again,or spend a night in a hotel, and thanks to the car yard and First response,this happened fast Reviewed on: 2nd May 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review