Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7978 reviews)

View other First Response Finance products

4.88

Based on 7,976 reviews, last reviewed 12th Jul 2026

50400% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Outstanding I was recommended by a family member as was very worried about getting a car fiancé but the company have been amazing and very reassuring Reviewed on: 12th July 2026

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7978)

The service that was offered was fantastic, quick, i...

The service that was offered was fantastic, quick, informative and helpful. I would definitely recommend first response to family and friends as a finance company. Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you Katie! Response date: 29th April 2026

Poor credit due to IVA.

I applied just after coming out of my IVA, the service I received was 2nd to none, they helped me search for my exact car preference, organised the viewing and I was collecting my perfect car all within 72 hours. Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 29th April 2026

First Response is one of the best I have ever come a...

First Response is one of the best I have ever come across. The support I received from each and every member I spoke to is absolutely incredible. They explained everything in details. I will recommend them to anyone looking for a car finance. Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you Abraham! Response date: 29th April 2026

The whole experience was so good.

The whole experience was so good. The representatives that I spoke to were polite and dealt with my queries & questions in a professional manner. Highly recommended. Reviewed on: 28th April 2026

Reply from First Response Finance We’re happy that we could help you Amanda! Response date: 29th April 2026

Quick, simple and easy to deal with.

I really didn't think I would get approved for finance for a much needed car, and if I did I thought the repayments would be out of reach financially for me. But First Response Finance have made everything quick and easy to set in place as well as the repayments being more than comfortable and reasonable interest. I cannot thank them enough. Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you Laura! Response date: 29th April 2026

Friendly customer service team

Always happy to listen to your circumstances Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you Nicola! Response date: 29th April 2026

Great customer service.

Great customer service. 3rd car I've had with first response and would highly recommend. Reviewed on: 28th April 2026

Reply from First Response Finance It's great to see that you're a returning customer of ours Angela! We hope you're happy with your new car. Response date: 28th April 2026

I was very happy with the sevice hope they help agai...

I was very happy with the sevice hope they help again once I move up to bigger bike Reviewed on: 28th April 2026

Reply from First Response Finance Thank you Leigh for the five-star review! Response date: 28th April 2026

They were very helpful

They were very helpful couldn't have asked for a better company to help with my car finance. They took the time to ensure everything got done to what I wanted even the payments are affordable. I would highly recommend first response finance 100% Reviewed on: 28th April 2026

Reply from First Response Finance That's great to hear, thank you Melissa! Response date: 28th April 2026

Allowed me to get my 1st car

Allowed me to get my 1st car and made my life ten times better! Legends of people thankyou so much! Reviewed on: 28th April 2026

Reply from First Response Finance We’re happy that we could help you Callum! Response date: 28th April 2026

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Car finance
from Car Finance 247 3.22 from 17 reviews
Alphera Hire Purchase
from Alphera Financial Services 1.99 from 58 reviews
Car Finance
from Car Finance Today 4.03 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

First Response Finance: Car finance reviews

50400% increase in 5 star reviews

50% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review First Response Finance: Car finance now

Best car finance provider 2025

First Response Finance Car finance reviews (7978)

The service that was offered was fantastic, quick, i...

Poor credit due to IVA.

First Response is one of the best I have ever come a...

The whole experience was so good.

Quick, simple and easy to deal with.

Friendly customer service team

Great customer service.

I was very happy with the sevice hope they help agai...

They were very helpful

Allowed me to get my 1st car

Review First Response Finance: Car finance now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024