Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Pleasant and very helpful easy to understand

5
Pleasant and very helpful easy to understand Reviewed on: 1st May 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 1st May 2025
First Response Finance's avatar
First Response Finance

Brilliant experience, any issues I may of had was so...

5
Brilliant experience, any issues I may of had was sorted out straight away.. Reviewed on: 1st May 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 1st May 2025
First Response Finance's avatar
First Response Finance

Very good customer service quik finance smoothly nev...

5
Very good customer service quik finance smoothly never had them b4 but will b again after we got accepted. Reviewed on: 1st May 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 1st May 2025
First Response Finance's avatar
First Response Finance

Absolutely amazing service!

5
Absolutely amazing service! Very helpful. Reviewed on: 1st May 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 1st May 2025
First Response Finance's avatar
First Response Finance

Mad life easy

5
Just made buying a car easy just to satisfy the algorithm it was really easy to buy a car with this company. They did most of the legwork and I just answered questions really good. Reviewed on: 1st May 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 1st May 2025
First Response Finance's avatar
First Response Finance

Fantastic firm to deal with I recommend.

5
First response have been so easy to get a quote from and at a great rate for me. It has been plain sailing all the way through, with all details of my loan being very clear and understandable. Payments are super easy by direct debit. I have been a customer of this firm before with no problems. I would recommend to anyone. Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy to use great company really professional

5
Easy to use great company really professional Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Kyle! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Made buying a car simple and easy.

5
Made buying a car simple and easy. And customer service is spot on Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Christian! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Excellent Service and extremely helpful and knowledg...

5
Excellent Service and extremely helpful and knowledgeable very friendly and helpful staff Reviewed on: 1st May 2025
Reply from First Response Finance That's great to hear, thank you Marsha! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

I got my first finance car with first response finan...

4
I got my first finance car with first response finance and got the car very quickly after finishing the paperwork. I then crashed that car a year later and needed a new car but within a tight budget and quickly first response was great I spoke with Caroline and she helped me get back on the road about 4weeks after my accident Reviewed on: 1st May 2025
Reply from First Response Finance Thank you Candice, we'll be sure to let our team know that you’re happy with their service! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance