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Halifax: Everyday spending credit cards reviews

View other Halifax products
4.05
Based on 74 reviews, last reviewed 14th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
16%
See only 3 star reviews
9%
See only 2 star reviews
1%
See only 1 star reviews
14%

Latest highest rating:

5

Good all round cash back credit card. Good all round cash back credit card. Easy to operate online. Reviewed on: 14th February 2026
Gregor's avatar
Gregor

Latest lowest rating:

1

I had the interest rate on my card go through the ro... I had the interest rate on my card go through the roof for no apparent reason , I had never used the card up to anywhere near its limit and always pai... Read more Reviewed on: 26th February 2025
S ballantyne's avatar
S ballantyne
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About this product

Halifax everyday credit cards are designed for day-to-day spending.

You can manage your account online using your computer, tablet or phone, you can check balances, recent transactions and statements, make payments and request transfers.

Halifax everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Everyday spending credit cards reviews (74)

Credit card

3
A good card and easy to understand rates and fees Reviewed on: 28th March 2016
mclayton1985's avatar
mclayton1985

Unable to easily switch to another account within Halifax

2
I wanted to switch to the clarity credit card, because of the free international transactions. However, to do this I had to close my current credit card, and wait 30 days before I could re apply for the clarity Reviewed on: 9th January 2015
Iain McPherson's avatar
Iain McPherson

Best consistent rate for me

3
I keep this card as the rate feels fair. Perks are better with other cards though Reviewed on: 27th October 2014
Helen's avatar
Helen

Good product that provided me with financial flexibility

5
I got a credit card from Halifax when I bought my first home in order to be able to furnish it give me financial flexibility in the first few weeks. My card gave me 15 months no interest too, giving me a bit of breathing space in terms of paying it back. Reviewed on: 2nd October 2014
TheBobbyB's avatar
TheBobbyB

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