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Hinckley & Rugby Building Society: Mortgages reviews

4.71
Based on 466 reviews, last reviewed 15th Jul 2026
40% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
81%
See only 4 star reviews
7%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
5%

Latest highest rating:

5

A human touch in this age !!! Needed info about mortgage products and offers. Spoke to a human being which was a nice touch compared to other banks I have tried to get in touch wit... Read more Reviewed on: 15th July 2026
Fanny I's avatar
Fanny I

Latest lowest rating:

2

Not great The customer service team are pleasant and try, but the institution as a whole is fairly dreadful. Poor service, poor resolution, poor explanations, p... Read more Reviewed on: 17th June 2026
AG's avatar
AG

About this product

Hinckley & Rugby Building Society only provide new mortgages that are arranged through a mortgage broker.

Hinckley & Rugby Building Society have partnered with the Mortgage Advice Bureau. They provide mortgage guidance searching through over 90 lenders to find you a lender.

Hinckley & Rugby Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Hinckley & Rugby Building Society before, you can also leave a review and share your experience.

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Hinckley & Rugby Building Society Mortgages reviews (466)

Terrible underwriter

1
Mortgage was being delayed by one particular underwriter, the minute he left for maternity leave the application passed through and faced no delays, it was as if he was deliberately causing hurdles for us to jump. Reviewed on: 26th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your feedback- we’re sorry you’re unhappy with your experience. We take feedback of this nature very seriously and will be in touch shortly Response date: 2nd August 2021
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Hinckley & Rugby Building Society

Fabulous

5
Thanks to H&R we’ve secured our first home. Wonderful to know that there’s lenders out there who genuinely care about people. Reviewed on: 26th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 28th July 2021
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Hinckley & Rugby Building Society

Smooth process

5
I'd recommend to my fellow expats returning to the uk Reviewed on: 15th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your wonderful review. Our mortgage team are always on hand to offer assistance and will be thrilled to hear that you had such a positive experience. Response date: 21st July 2021
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Hinckley & Rugby Building Society

Karen Crudgington is a STAR

5
Karen was an absolute star in helping us out on our product transfer within yourselves at HRBS. She is a real credit to HRBS!!! Reviewed on: 9th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. We’re delighted that you were happy with the service you received and we’ve passed your comments directly to Karen and her manager. Response date: 13th July 2021
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Hinckley & Rugby Building Society

Terrible Company not to be trusted

1
Happy to give me and my partner an agreement in principle and take the fees. Some 8 weeks later they moved the goalposts and criteria on lending to us . At the start we agreed a 5% deposit with our position very clear and transparent and acceptable to proceed. At what we thought was almost the offer stage the proposal was declined and only then with a 25% deposit could we possibly proceed. Our circumstances never changed I this time !!! An absolute waste of everyone’s time and energy . The qualification process is a total shambles . Because of the long process we also lost the property we were looking at For mortgages Avoid....absolutely terrible service Reviewed on: 9th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re sorry you’re unhappy with your experience. We take feedback of this nature very seriously and will be in touch shortly. Response date: 13th July 2021
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Hinckley & Rugby Building Society

Got there in the end.

2
Originally turned down for the mortgage & I had to implore my broker to try again, a very stressful time convincing yourselves to lend. Reviewed on: 5th July 2021
Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re really sorry that your experience was not more positive. We’d love to investigate the circumstances behind the issues and provide you with a personalised response – if you’re happy for us to do so, please email [email protected] with your details so that we can identify you. Response date: 13th July 2021
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Hinckley & Rugby Building Society

Excellent service

5
I received excellent service , very polite, helpful and efficient. Louise in particular went out of her way to assist me. Reviewed on: 30th June 2021
Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 1st July 2021
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Hinckley & Rugby Building Society

Amazing Service

5
Given the limited time frame we were in H&R truly pulled out all the stops and delivered in 4 days. Brilliant service. Reviewed on: 21st June 2021
Reply from Hinckley & Rugby Building Society Thank you for your wonderful feedback. We’re delighted to hear that you had such a positive experience with us and look forward to assisting you again. Response date: 22nd June 2021
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Hinckley & Rugby Building Society

Friendly efficient and quick

5
The staff are very effective in handling questions and offer a relaxed and friendly service Reviewed on: 15th June 2021
Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 16th June 2021
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Hinckley & Rugby Building Society

Brilliant service

5
Hassle free, no issues, any questions answered straight away, friendly staff Reviewed on: 15th June 2021
Reply from Hinckley & Rugby Building Society Thank you for your wonderful review. Our mortgage team are always on hand to offer assistance and will be thrilled to hear that you had such a positive experience. Response date: 16th June 2021
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Hinckley & Rugby Building Society

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