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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.71 (466 reviews)

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4.71

Based on 466 reviews, last reviewed 15th Jul 2026

40% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

81%

Latest highest rating:

5

A human touch in this age !!! Needed info about mortgage products and offers. Spoke to a human being which was a nice touch compared to other banks I have tried to get in touch wit... Read more Reviewed on: 15th July 2026

Latest lowest rating:

2

Not great The customer service team are pleasant and try, but the institution as a whole is fairly dreadful. Poor service, poor resolution, poor explanations, p... Read more Reviewed on: 17th June 2026

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About this product

Hinckley & Rugby Building Society only provide new mortgages that are arranged through a mortgage broker.

Hinckley & Rugby Building Society have partnered with the Mortgage Advice Bureau. They provide mortgage guidance searching through over 90 lenders to find you a lender.

Hinckley & Rugby Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Hinckley & Rugby Building Society before, you can also leave a review and share your experience.

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Hinckley & Rugby Building Society Mortgages reviews (466)

Personalised Service

As a contractor I had found it difficult to obtain a mortgage from my existing lender of 25 years and other main stream lenders. H&R actually looked at my case as an individual and there were no loops to jump through to get a decision. The whole process was so smooth I thought I was dreaming. Wish I had known about them years ago. Reviewed on: 4th June 2021

Reply from Hinckley & Rugby Building Society Thank you for your wonderful review. Our mortgage team are always on hand to offer assistance and will be thrilled to hear that you had such a positive experience. Response date: 7th June 2021

Self-build mortgage

The underwriting process was infuriatingly slow Reviewed on: 3rd June 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback. We’re sorry to hear you were not satisfied with the service you received. Your comments will be passed on and discussed with the team. Response date: 4th June 2021

Later life mortgage

My application was dealt with in a fast and friendly manner. It was a great relief and help to me to be able to get a mortgage at my age (72). Reviewed on: 3rd June 2021

Excellent

Very good service really quick and easy mortgage service very helpful! Reviewed on: 3rd June 2021

Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 4th June 2021

Good Service from H&R

Very happy with service from H&R, all the work they did was very smooth. As it was a self-build mortgage we had gone through some intermediaries and if anything the few minor hiccups were on that side not H&R. would definitely recommend. Reviewed on: 24th May 2021

Very quick and efficient process

All staff have been very helpful and willing to assist with any queries Reviewed on: 17th May 2021

Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. The efficiency of our service is a key priority for us and we’re delighted that you were happy with the service you received. Response date: 18th May 2021

Nicole and others were professional and efficient

The product is expensive but the staff behaved professionally and efficiently. I had a very unprofessional and inefficient broker and had I not left it too late to look around I would have bought a more competitive mortgage. My financial details clearly showed that the mortgage was affordable but I think that Hinckley&Rugby exploited my age in charging such a comparatively high rate of interest. Was it really necessary to charge me an extra £50 admin fee for reverting to a previous offer? Reviewed on: 17th May 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re pleased that our staff provided a professional and efficient service. Thanks also for allowing us to explain a little more about how we price our products, when we contacted you last week. We hope that you will remain a member of the Society for a long time. Response date: 24th May 2021

Painfully slow

Very please to have finalised the mortgage, but it was an incredibly painful process for a fairly standard application. I almost lost the house purchase and became awfully stressful Reviewed on: 16th May 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re really sorry that your experience was not more positive. We’d love to investigate the circumstances behind the slow progress and provide you with a personalised response – if you’re happy for us to do so, please email [email protected]. Response date: 18th May 2021

Unusual financial circumstances

Given my quite complicated financial circumstances I was relieved to have my mortgage application approved in good time. Once Hinckley & Rugby had all the relevant information, the survey and decision were made quickly and efficiently. Reviewed on: 7th May 2021

Great

Holly and Louise made a stressful process very easy and went beyond to help me get the mortage I wanted. Would highly recommend! Reviewed on: 5th May 2021

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Hinckley & Rugby Building Society: Mortgages reviews

40% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review Hinckley & Rugby Building Society: Mortgages now

Hinckley & Rugby Building Society Mortgages reviews (466)

Personalised Service

Self-build mortgage

Later life mortgage

Excellent

Good Service from H&R

Very quick and efficient process

Nicole and others were professional and efficient

Painfully slow

Unusual financial circumstances

Great

Review Hinckley & Rugby Building Society: Mortgages now

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